3923 Tersk Dr, Midland, NC 28107 Property Records

Cabarrus County property record for 3923 Tersk Dr, Midland, NC 28107

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,690 sqft · built 2020
Lot Size	0.094 acres (4,138 sqft)
Owner	Individual Name on Record
Last Sale	$236,000 (Jul 2020)
Tax Bill	$2,036 (2023)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10021E0209.000000`

Property Details

APN / Parcel Number

Primary APN	`10021E0209.000000`
Alternative APNs	`5544 97 4586` `138734`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,690 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	4,138 sqft (0.094 acres)
Lot Dimensions	103 ft deep x 40 ft wide
Garage Type	Mixed
Driveway	Driveway
Driveway Area	756 sqft
Porch	Open Porch
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	138734
Street Address	3923 TERSK DR
City	MIDLAND
State	NC
Zip	28107-9548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	LT 209 FOX CREEK
Legal Lot Number	209
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	1
Census Block	1012
Census Tract	41603

Owner

Source: Cabarrus County records, as of May 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3923 TERSK DR, MIDLAND, NC 28107-9548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Prior Sale	Mar 25, 2020 · Amount on Record
Deed Document Number	0014302284
Deed Book / Page	14302 / 284
Record Updated	Jun 7, 2026

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 2, 2020
Property Address	3923 TERSK DR, MIDLAND, NC 28107-9548
Document Number	0014302284
Book / Page	14302 / 284
Map Reference	MB 79 PG 50-53
Instrument Date	Jul 2, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2022
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3923 TERSK DR, MIDLAND, NC 28107-9548

Mortgage

Document Number	0014302286
Date	Jul 2, 2020
Instrument	14302/286

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Midland Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,036.00	$212,040 Land $42,500 Building $169,540	$212,040 Land $42,500 Building $169,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20