3895 Tersk Dr, Midland, NC 28107 Property Records

Cabarrus County property record for 3895 Tersk Dr, Midland, NC 28107

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,672 sqft · built 2019
Lot Size0.103 acres (4,487 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Jul 2024)
Tax Bill$2,044 (2023)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10021E0213.000000

Property Details

APN / Parcel Number

Primary APN10021E0213.000000
Alternative APNs
  • 5544 97 2568
  • 139370
  • 171897

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,672 sqft Living Area
Gross Area2,280 sqft
1st Floor Area600 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialWood Shingle
Lot Area4,487 sqft (0.103 acres)
Lot Dimensions103 ft deep x 40 ft wide
Garage TypeMixed
Garage Area420 sqft
DrivewayConcrete Driveway
Driveway Area720 sqft
PorchSlab
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number171897
Street Address3895 TERSK DR
CityMIDLAND
StateNC
Zip28107-9559
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionLT 213 FOX CREEK
Legal SubdivisionFOX CREEK
Legal Lot Number213
JurisdictionCABARRUS NC
Township / Civil Division10, MIDLAND
Census Block Group1
Census Block1012
Census Tract41603

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3895 TERSK DR, MIDLAND, NC 28107-9559
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2024 · Amount on Record
Deed SaleJul 24, 2024 · Amount on Record
Prior SaleAug 3, 2020 · Amount on Record
Deed Document Number202415388
Deed Book / Page17025 / 216
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateAug 3, 2020
Property Address3895 TERSK DR, MIDLAND, NC 28107-9559
Document Number0014381264
Book / Page14381 / 264
Map ReferenceMB 79 PG 50-53
Instrument DateJul 31, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 21, 2022
Title CompanyINDEPENDENCE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$474.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address3895 TERSK DR, MIDLAND, NC 28107-9559

Mortgage

Document Number0014381266
DateAug 3, 2020
Instrument14381/266
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityMidland Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$331,830 (-) Land $70,000 Building $261,830
2025$331,830 (+55.85%) Land $70,000 Building $261,830
2024$331,830 (+55.85%) Land $70,000 Building $261,830
2023$2,044.00$212,920 Land $42,500 Building $170,420$212,920 Land $42,500 Building $170,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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