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3923 Southern Cross Dr, Baltimore (Gwynn Oak), MD 21207 Property Records

Baltimore County property record for 3923 Southern Cross Dr, Baltimore, MD 21207

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,520 sqft · built 1955
Lot Size0.2 acres (8,750 sqft)
OwnerCompany Name on File
Last Sale$185,000 (Mar 2024)
Tax Bill$1,384 (2023)
Deeds & MortgagesMar 2024 Assignment
APN03-0304085045

Property Details

APN / Parcel Number

Primary APN03-0304085045
Alternative APNs
  • 30304085045
  • 0304085045

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,520 sqft Total Area
1st Floor Area1,026 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,750 sqft (0.2 acres)
Lot Dimensions125 ft deep x 70 ft wide
Shed1 Shed
Shed Area256 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number0304085045
Old Parcel Number30304085045
Street Address3923 SOUTHERN CROSS DR
CityBALTIMORE
StateMD
Zip21207-6428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAMPFIELD GARDENS
Legal Section3
Legal SubdivisionCAMPFIELD GARDENS
Legal BlockA
Legal Lot Number9
JurisdictionBALTIMORE MD
Township / Civil Division3
Census Block Group2
Census Block2003
Census Tract403201

Owner

3923 Southern Cross Dr is owned by a company that bought it in March 2024.

Source: Baltimore County records, as of March 28, 2024

Owner of RecordCompany Name on File
Mailing Address5722 NARCISSUS AVE, BALTIMORE, MD 21215-3545
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2024 · Amount on File
Deed SaleMar 18, 2024 · Amount on File
Deed Document Number0048869129
Deed Book / Page48869 / 129
Record UpdatedJun 7, 2026

March 2024: Assignment of Deed, Transfer

Document TypeAssignment of Deed
JurisdictionBALTIMORE MD
Recording DateMar 18, 2024
Property Address3923 SOUTHERN CROSS DR, BALTIMORE, MD 21207-6428
Document Number0488690129
Book / Page48869 / 129
Map ReferenceMB 21 FO 14
Instrument DateMar 1, 2024
Transaction TypeTransfer
Record UpdatedMar 29, 2024
Title CompanyCLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5722 NARCISSUS AVE, BALTIMORE, MD 21215-3545
InvestorPossibly a Property Investor

Mortgage

Document Number0488690136
DateMar 18, 2024
Instrument48869-0136
Lender
NameLOAN FUNDER LLC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term12 Months
DueMar 1, 2025

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,384.00 Homeowner's exemption$196,367$203,900 Land $51,800 Building $152,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3923 Southern Cross Dr; there have been 12 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims12 (1996–2018)
Claims Outside the SFHA6 of 12
Most Recent ClaimJul 2018 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3923 Southern Cross Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: AT&T, BridgeMAXX Suncoast Broadband.

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