3918 Southern Cross Dr, Baltimore (Gwynn Oak), MD 21207 Property Records

Baltimore County property record for 3918 Southern Cross Dr, Baltimore, MD 21207

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,520 sqft · built 1955
Lot Size	0.208 acres (9,099 sqft)
Owner	Individual Name on File
Last Sale	$237,000 (Jan 2019)
Tax Bill	$1,663 (2023)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2020 Mortgage + 3 more
APN	`03-0316003000`

Property Details

APN / Parcel Number

Primary APN	`03-0316003000`
Alternative APNs	`30316003000` `0316003000`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,520 sqft Total Area
1st Floor Area	1,026 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,099 sqft (0.208 acres)
Lot Width	95 ft Width
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	0316003000
Old Parcel Number	30316003000
Street Address	3918 SOUTHERN CROSS DR
City	BALTIMORE
State	MD
Zip	21207-6430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.209AC 3918 SOUTHERN CROSS DR CAMPFIELD GARDENS
Legal Section	3
Legal Subdivision	CAMPFIELD GARDENS
Legal Block	E
Legal Lot Number	1
Jurisdiction	BALTIMORE MD
Township / Civil Division	3
Census Block Group	1
Census Block	1029
Census Tract	403201

Owner

3918 Southern Cross Dr is owned and occupied by an individual who bought it in January 2019.

Source: Baltimore County records, as of September 22, 2023

Owner of Record	Individual Name on File
Mailing Address	3918 SOUTHERN CROSS DR, BALTIMORE, MD 21207-6430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 18, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Nov 6, 2018	Grant Deed, Transfer COURTSEY TITLE AND ESCROW CORPORATION, COURTESY TITLE & ESCROW CORP
Jan 14, 2019	Assignment of Deed, Transfer · FHA Mortgage ROCKVILLE BANK
Dec 5, 2017	Grant Deed, Transfer CROWN TITLE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2019 · Amount on File
Deed Sale	Jan 14, 2019 · Amount on File
Prior Sale	Dec 5, 2017 · Amount on File
Deed Document Number	0004105548
Deed Book / Page	41055 / 48
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3918 SOUTHERN CROSS DR, BALTIMORE, MD 21207-6430
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0466700001
Date	Apr 5, 2022
Book Page	46670/1

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jul 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3918 SOUTHERN CROSS DR, BALTIMORE, MD 21207-6430
Document Number	0425780469
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Apr 24, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3918 SOUTHERN CROSS DR BALTIMORE MD 212076430, BALTIMORE, MD 21207-6430

Mortgage

Document Number	0425780469
Date	Mar 13, 2020
Book Page	042578/000469

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Nov 6, 2018
Property Address	3918 SOUTHERN CROSS DR, BALTIMORE, MD 21207-6430
Document Number	0410550048
Book / Page	041055 / 000048
Instrument Date	Nov 6, 2018
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	COURTSEY TITLE AND ESCROW CORPORATION, COURTESY TITLE & ESCROW CORP

Transaction

Amount	Amount on Record
Tax	$237.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3918 SOUTHERN CROSS DR BALTIMORE MD 212076430, BALTIMORE, MD 21207-6430

January 2019: Assignment of Deed, Transfer

Document Type	Assignment of Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jan 14, 2019
Property Address	3918 SOUTHERN CROSS DR, BALTIMORE, MD 21207-6430
Document Number	0410550048
Book / Page	41055 / 048
Map Reference	MB GLB 21 FO 14
Instrument Date	Nov 6, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	COURTESY TITLE & ESCROW CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3918 SOUTHERN CROSS DR, BALTIMORE, MD 21207-6430

Mortgage

Document Number	0004105556
Date	Jan 14, 2019
Instrument	41055/56

Lender

Name	ROCKVILLE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2048

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Dec 5, 2017
Property Address	3918 SOUTHERN CROSS DR, BALTIMORE, MD 21207-6430
Document Number	0397070194
Book / Page	039707 / 000194
Instrument Date	Nov 27, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CROWN TITLE CORPORATION

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11240 REISTERSTOWN RD #C OWINGS MILLS MD 211171967, C, OWINGS MILLS, MD 21117-1967

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,663.00	$230,467	$240,200 Land $51,900 Building $188,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3918 Southern Cross Dr; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1979–2005)
Most Recent Claim	Apr 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3918 Southern Cross Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, BridgeMAXX Suncoast Broadband.

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