3922 Buffalo Rd, New Windsor, MD 21776 Property Records

Carroll County property record for 3922 Buffalo Rd, New Windsor, MD 21776

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,192 sqft · built 2013
Lot Size	2.3 acres (100,493 sqft)
Owner	2 Individual Names on Record
Last Sale	$887,000 (Apr 2024)
Tax Bill	$8,558 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-034315`

Property Details

APN / Parcel Number

Primary APN	`09-034315`
Alternative APN	`034315`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,192 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	100,493 sqft (2.3 acres)
Garage Type	Attached
Garage Area	1,186 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	376 sqft
Deck Area	240 sqft
Patio Area	480 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	034315
Street Address	3922 BUFFALO RD
City	NEW WINDSOR
State	MD
Zip	21776-7608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	OFF CONVEY#2 - 2.307 3922 BUFFALO RD NE OF BUFFALO RD
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	1
Census Block	1018
Census Tract	509001

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3922 BUFFALO RD, NEW WINDSOR, MD 21776-7608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2024 · Amount on Record
Deed Sale	Apr 4, 2024 · Amount on Record
Prior Sale	Aug 14, 2012 · Amount on Record
Deed Book / Page	11219 / 42
Prior Transfer Date	Jun 2, 2017
Prior Transfer Doc	0087140385
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 3, 2024
Property Address	3922 BUFFALO RD, NEW WINDSOR, MD 21776-7608
Document Number	0112190042
Book / Page	11219 / 42
Instrument Date	Apr 1, 2024
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	LEGACYHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3922 BUFFALO RD, NEW WINDSOR, MD 21776-7608

Mortgage

Document Number	0112190050
Date	Apr 3, 2024
Instrument	11219-0050

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 9, 2017
Property Address	3922 BUFFALO RD, NEW WINDSOR, MD 21776-7608
Document Number	0087140385
Book / Page	008714 / 000385
Instrument Date	Jun 2, 2017
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3922 BUFFALO RD NEW WINDSOR MD 217767608, NEW WINDSOR, MD 21776-7608

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,558.00 (+5.15%) Homeowner's exemption	$786,767 (+16.08%)	$837,400 (+22.16%) Land $213,000 Building $624,400
2025	$8,139.00 (+6.27%) Homeowner's exemption
2023	$7,659.00 Homeowner's exemption	$677,800	$685,500 Land $193,000 Building $492,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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