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3920 Buffalo Rd, New Windsor, MD 21776 Property Records

Carroll County property record for 3920 Buffalo Rd, New Windsor, MD 21776

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,374 sqft · built 2006
Lot Size1.16 acres (50,660 sqft)
Owner2 Individual Names on File
Last Sale$699,900 (Oct 2022)
Tax Bill$7,677 (2026)
Deeds & MortgagesOct 2022 Sale & Mortgage
Mar 2018 Transfer
Flood ZoneZone X (minimal risk)
APN09-034293

Property Details

APN / Parcel Number

Primary APN09-034293
Alternative APN
  • 034293

Interior

Full Baths3 Baths
Stories2 Stories
Building Area3,374 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area50,660 sqft (1.16 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area40 sqft
Deck Area324 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number034293
Street Address3920 BUFFALO RD
CityNEW WINDSOR
StateMD
Zip21776-7608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGRIC
Legal DescriptionO/C #1 - 1.163 ACS 3920 BUFFALO ROAD NEW WINDSOR
JurisdictionCARROLL MD
Township / Civil Division9, FRANKLIN
Census Block Group1
Census Block1018
Census Tract509001

Owner

3920 Buffalo Rd is owned and occupied by two individuals who bought it in October 2022.

Source: Carroll County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3920 BUFFALO RD, NEW WINDSOR, MD 21776-7608
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2022Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 7, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2022 · Amount on File
Deed SaleOct 19, 2022 · Amount on File
Prior SaleOct 18, 2022 · Amount on File
Deed Book / Page10908 / 425
Transfer Doc0044240004
Record UpdatedOct 29, 2026

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateOct 19, 2022
Property Address3920 BUFFALO RD, NEW WINDSOR, MD 21776-7608
Document Number0109080425
Book / Page10908 / 425
Instrument DateSep 20, 2022
Transaction TypeTransfer
Record UpdatedNov 9, 2022
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,499.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3920 BUFFALO RD, NEW WINDSOR, MD 21776-7608
InvestorPossibly a Property Investor

Mortgage

Document Number0109080433
DateOct 19, 2022
Instrument10908-0433
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2052

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCARROLL MD
Recording DateMar 7, 2018
Property Address3920 BUFFALO RD, NEW WINDSOR, MD 21776-7608
Document Number0089570058
Book / Page008957 / 000058
Instrument DateFeb 28, 2018
Transaction TypeTransfer
Record UpdatedMar 16, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3920 BUFFALO RD NEW WINDSOR MD 217767608, NEW WINDSOR, MD 21776-7608

Tax Assessment & Valuation

The 2026 property tax bill for 3920 Buffalo Rd was $7,677, up 6% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,677.00 (+6.04%)$680,200 (+6.08%)$719,200 (-) Land $201,600 Building $517,600
2025$7,240.00$641,200$719,200 Land $201,600 Building $517,600
2023$6,504.00$575,633$602,200 Land $181,600 Building $420,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3920 Buffalo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3920 Buffalo Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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