3922 65th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 3922 65th Ave SE, Saint Cloud, MN 56304

Property Summary

Property TypeGeneral Agricultural/Rural
Details2 bd · 2 ba · 1,240 sqft · built 1981
Lot Size40 acres (1,745,449 sqft)
OwnerCompany Name on Record
Last Sale$50,000 (Feb 2000)
Tax Bill$2,734 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN25-023-1101

Property Details

APN / Parcel Number

Primary APN25-023-1101
Alternative APNs
  • 25-00023-1101
  • 1938

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,240 sqft Total Area
1st Floor Area1,240 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Breakfast NookBreakfast Nook
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleSplit Foyer
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,745,449 sqft (40 acres)
Garage TypeAttached
Garage Area528 sqft
DrivewayDriveway

Exterior Amenities

PorchPorch
Porch Area144 sqft
Deck Area108 sqft
Wet BarWet Bar

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3922 65TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304-9747
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Local Zoning CodeA
Legal DescriptionNE 1/4 OF NE 1/4
Legal Range30W
Legal Township35N
Legal Section23
JurisdictionSHERBURNE MN
Township / Civil DivisionHAVEN
Census Block Group1
Census Block1036
Census Tract30301

Owner

Source: Sherburne County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3922 65TH AVE SE, SAINT CLOUD, MN 56304-9747
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2023Deed of Trust, Mortgage · Line of Credit
ST CLOUD FCU
Sep 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
ST CLOUD FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 8, 2000 · Amount on Record
Deed SaleFeb 8, 2000 · Amount on Record
Deed Document Number200049820
Last Transfer DateDec 8, 2015
Transfer Doc0000817561
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address3922 65TH AVE SE, SAINT CLOUD, MN 56304-9747
Transaction TypeMortgage
Record UpdatedAug 9, 2023
Title CompanyHOME TOWN TITLE LLC, HOME TOWN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3922 65TH AVE SE, SAINT CLOUD, MN 56304-9747

Mortgage

Document Number0000959764
DateAug 2, 2023
Instrument959764
Lender
NameST CLOUD FCU
TypeCredit Union
AddressSAINT CLOUD, MN 56301
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 28, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address3922 65TH AVE SE, SAINT CLOUD, MN 56304-9747
Transaction TypeMortgage
Record UpdatedOct 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000928232
DateSep 22, 2021
Instrument928232
Lender
NameST CLOUD FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueOct 1, 2046
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
County SubdivisionHaven Township
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$749,800 (+8.79%) Land $504,300 Building $245,500$749,800 (+8.79%) Land $504,300 Building $245,500
2025$2,734.00 (+11.32%)$689,200 (+15.48%) Land $443,300 Building $245,900$689,200 (+15.48%) Land $443,300 Building $245,900
2023$2,456.00$596,800 Land $355,300 Building $241,500
2021$596,800 Land $355,300 Building $241,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Arvig
Fiber
1,000 / 500

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