2558 65th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 2558 65th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,430 sqft · built 2004
Lot Size	3.2 acres (139,392 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Nov 2019)
Tax Bill	$2,808 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-011-4402`

Property Details

APN / Parcel Number

Primary APN	`25-011-4402`
Alternative APNs	`25-00011-4402` `16787`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,430 sqft Living Area
1st Floor Area	1,430 sqft
Basement Area	1,250 sqft
Finished Basement	1,250 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modular
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	139,392 sqft (3.2 acres)
Garage Type	Attached
Garage Area	1,100 sqft
Driveway	Driveway
Patio Area	700 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	16787
Street Address	2558 65TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-8705
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	A
Legal Description	E 500 FT OF SE 1-4 OF SE 1-4 LYING S OF N 220 FT THEREOF & N OF S 818.90 FT THEREOF
Legal Range	30W
Legal Township	35N
Legal Section	11
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1024
Census Tract	30301

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2558 65TH AVE SE, SAINT CLOUD, MN 56304-8705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit FALCON NATIONAL BANK
Nov 22, 2019	Warranty Deed, Transfer · FHA Mortgage LEND SMART MORTGAGE LLC
Nov 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 30, 2018	Loan Modification, Mortgage · Conventional Mortgage FARMERS & MERCHANTS ST BK/PI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2019 · Amount on Record
Deed Sale	Nov 22, 2019 · Amount on Record
Deed Document Number	2019882505
Prior Transfer Date	Nov 15, 2019
Prior Transfer Doc	0000882504
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Recording Date	Jul 8, 2026
Property Address	2558 65TH AVE SE, SAINT CLOUD, MN 56304-8705
Document Number	0001000017
Instrument Date	Jun 30, 2026
Instrument	20261000017
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2558 65TH AVE SE, SAINT CLOUD, MN 56304-8705

Mortgage

Document Number	0001000017,
Date	Jul 8, 2026
Instrument	20261000017

Lender

Name	FALCON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 30, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Nov 22, 2019
Property Address	2558 65TH AVE SE, SAINT CLOUD, MN 56304-8705
Document Number	0000882505
Instrument Date	Nov 15, 2019
Instrument	882505
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	GUARANTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2558 65TH AVE SE, SAINT CLOUD, MN 56304-8705

Mortgage

Document Number	0000882506
Date	Nov 22, 2019
Instrument	882506

Lender

Name	LEND SMART MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	Nov 25, 2019
Property Address	2558 65TH AVE SE, SAINT CLOUD, MN 56304-8705
Document Number	0000882504
Instrument Date	Nov 15, 2019
Instrument	882504
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2684 65TH AVE SE ST CLOUD MN 563048704, ST CLOUD, MN 56304-8704

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHERBURNE MN
Property Address	2558 65TH AVE SE, SAINT CLOUD, MN 56304-8705
Document Number	0000857005
Instrument Date	May 30, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000857005
Date	Jun 5, 2018
Instrument	857005

Lender

Name	FARMERS & MERCHANTS ST BK/PI
Type	Bank
Address	80 MAIN ST N, PIERZ, MN 56364-4529

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,600 (+1%) Land $130,000 Building $223,600	$353,600 (+1%) Land $130,000 Building $223,600
2025	$2,808.00 (+14.8%)	$350,100 (+8.52%) Land $127,200 Building $222,900	$350,100 (+8.52%) Land $127,200 Building $222,900
2023	$2,446.00	$322,600 Land $106,400 Building $216,200
2021			$322,600 Land $106,400 Building $216,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 64% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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