3921 Shawfield Ln, Frederick, MD 21704 Property Records

Frederick County property record for 3921 Shawfield Ln, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,762 sqft · built 2005
Lot Size	0.084 acres (3,642 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Oct 2022)
Tax Bill	$7,247 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-240414`

Property Details

APN / Parcel Number

Primary APN	`07-240414`
Alternative APN	`240414`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,762 sqft Living Area
1st Floor Area	934 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,642 sqft (0.084 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	240414
Street Address	3921 SHAWFIELD LN
City	FREDERICK
State	MD
Zip	21704-7906
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 12289 3,642 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SEC M-11
Legal Lot Number	12289
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	3
Census Block	3013
Census Tract	752202

Owner

3921 Shawfield Ln, a townhouse, is owned and occupied by two individuals who acquired it in March 2025.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3921 SHAWFIELD LN, FREDERICK, MD 21704-7906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage KRISTEN SUMAN
Oct 11, 2022	Deed, Transfer · Conventional Mortgage CHATTAR SINGH SAINI ETAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2022 · Amount on File
Deed Sale	Oct 11, 2022 · Amount on File
Prior Sale	Aug 27, 2012 · Amount on File
Deed Book / Page	16170 / 466
Last Transfer Date	Mar 22, 2025
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3921 SHAWFIELD LN, FREDERICK, MD 21704-7906
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3921 SHAWFIELD LN, FREDERICK, MD 21704-7906

Mortgage

Document Number	0177740431
Date	Mar 19, 2026
Book Page	17774/431

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3921 SHAWFIELD LN, FREDERICK, MD 21704-7906
Transaction Type	Mortgage
Record Updated	Nov 20, 2023
Title Company	EASTERN TITLE AND SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3921 SHAWFIELD LN, FREDERICK, MD 21704-7906

Mortgage

Document Number	0166600058
Date	Nov 7, 2023
Book Page	16660/58

Lender

Name	KRISTEN SUMAN
Type	Private Party
Address	19201 SAINT JOHNSBURY LN, GERMANTOWN, MD 20876

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	11 Months
Due	Oct 1, 2024

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 11, 2022
Property Address	3921 SHAWFIELD LN, FREDERICK, MD 21704-7906
Document Number	0161700466
Book / Page	16170 / 466
Map Reference	MB 77 PG 47
Instrument Date	Sep 30, 2022
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	EASTERN TITLE AND SETTLEMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3921 SHAWFIELD LN, FREDERICK, MD 21704-7906

Mortgage

Document Number	0016170474
Date	Oct 11, 2022
Instrument	16170/474

Lender

Name	CHATTAR SINGH SAINI ETAL
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 3921 Shawfield Ln was $7,247 with a homeowner's exemption, up 3.9% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$597,600 (+10.3%)	$653,400 (-) Land $170,000 Building $483,400
2025	$7,247.00 (+3.87%)	$541,800	$653,400 Land $170,000 Building $483,400
2024	$6,977.00 (+9.72%)
2023	$6,359.00	$450,300	$486,000 Land $135,000 Building $351,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3921 Shawfield Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3921 Shawfield Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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