3920 Shawfield Ln, Frederick, MD 21704 Property Records

Frederick County property record for 3920 Shawfield Ln, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,748 sqft · built 2005
Lot Size	0.055 acres (2,407 sqft)
Owner	Individual Name on File
Last Sale	$586,000 (Nov 2023)
Tax Bill	$7,220 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`07-243545`

Property Details

APN / Parcel Number

Primary APN	`07-243545`
Alternative APN	`243545`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,748 sqft Living Area
1st Floor Area	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,407 sqft (0.055 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	243545
Street Address	3920 SHAWFIELD LN
City	FREDERICK
State	MD
Zip	21704-7905
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LT 12092 SEC M11-M13 2,407 SQ FT VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA
Legal Lot Number	12092
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	3
Census Block	3012
Census Tract	752202

Owner

3920 Shawfield Ln, a townhouse, is owned and occupied by an individual who bought it in November 2023.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	3920 SHAWFIELD LN, FREDERICK, MD 21704-7905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Nov 30, 2023	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Aug 15, 2017	Grant Deed, Transfer LAKESIDE TITLE COMPANY INC
Aug 15, 2017	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Jun 1, 2017	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2023 · Amount on File
Deed Sale	Nov 30, 2023 · Amount on File
Prior Sale	Aug 15, 2017 · Amount on File
Deed Book / Page	16684 / 469
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3920 SHAWFIELD LN, FREDERICK, MD 21704-7905
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 SHAWFIELD LN, FREDERICK, MD 21704-7905

Mortgage

Document Number	0177370195
Date	Feb 24, 2026
Book Page	17737/195

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 30, 2023
Property Address	3920 SHAWFIELD LN, FREDERICK, MD 21704-7905
Document Number	0166840469
Book / Page	16684 / 469
Map Reference	MB 77 PG 111
Instrument Date	Nov 20, 2023
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	RSI TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,930.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3920 SHAWFIELD LN, FREDERICK, MD 21704-7905

Mortgage

Document Number	0016684476
Date	Nov 30, 2023
Instrument	16684/476

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3920 SHAWFIELD LN, FREDERICK, MD 21704-7905
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0158000379
Date	Mar 18, 2022
Book Page	15800/379

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	EAST LANSING, MI 48826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Aug 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3920 SHAWFIELD LN, FREDERICK, MD 21704-7905
Document Number	0137100027
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9107 BRIEN PL FREDERICK MD 217047862, FREDERICK, MD 21704-7862

Mortgage

Document Number	0137100027
Date	Apr 3, 2020
Book Page	013710/000027

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 2, 2035

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 15, 2017
Property Address	3920 SHAWFIELD LN, FREDERICK, MD 21704-7905
Document Number	0119790286
Book / Page	011979 / 000286
Instrument Date	Aug 11, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	LAKESIDE TITLE COMPANY INC

Transaction

Amount	Amount on Record
Tax	$387.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 SHAWFIELD LN FREDERICK MD 217047905, FREDERICK, MD 21704-7905

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 15, 2017
Property Address	3920 SHAWFIELD LN, FREDERICK, MD 21704-7905
Document Number	0119790285
Book / Page	011979 / 000285
Instrument Date	Aug 7, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	LAKESIDE TITLE COMPANY INC

Transaction

Amount	Amount on Record
Tax	$387.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3920 SHAWFIELD LN FREDERICK MD 217047905, FREDERICK, MD 21704-7905

Mortgage

Document Number	119790292
Date	Aug 15, 2017
Book Page	011979/000292

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2047

Mortgage

Document Number	119790293,
Date	Aug 15, 2017
Book Page	011979/000293

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3920 SHAWFIELD LN, FREDERICK, MD 21704-7905
Document Number	0120360352
Instrument Date	Jun 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3936 SHAWFIELD LN FREDERICK MD 217047905, FREDERICK, MD 21704-7905

Mortgage

Document Number	0120360352
Date	Sep 19, 2017
Book Page	012036/000352

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3920 Shawfield Ln was $7,220, up 7.2% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$554,633 (+8.67%)	$598,900 (-) Land $170,000 Building $428,900
2025	$7,220.00 (+7.19%)	$510,367	$598,900 Land $170,000 Building $428,900
2024	$6,736.00 (+15.01%)
2023	$5,857.00 Homeowner's exemption	$433,100	$466,100 Land $135,000 Building $331,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3920 Shawfield Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3920 Shawfield Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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