3921 S 3rd St, Waco, TX 76706 Property Records

McLennan County property record for 3921 S 3rd St, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,172 sqft · built 1957
Lot Size	0.552 acres (24,045 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,991 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`48-040910-000100-0`

Property Details

APN / Parcel Number

Primary APN	`48-040910-000100-0`
Alternative APN	`406810`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area
1st Floor Area	1,172 sqft
Flooring	Carpet

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1965
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	24,045 sqft (0.552 acres)
Lot Dimensions	320 ft deep x 78 ft wide
Patio Area	98 sqft
Storage Building	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3921 S 3RD ST
City	WACO
State	TX
Zip	76706-4142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	THREE BEARS LOT 1 BLOCK 1 ACRES .552
Legal Subdivision	THREE BEARS
Legal Block	1
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1015
Census Tract	1900

Owner

Source: McLennan County records · APN 48-040910-000100-0

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	906 CROOK LN, RIESEL, TX 76682-2517
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 10, 2021
Property Address	3921 S 3RD ST, WACO, TX 76706-4142
Document Number	0000022741
Map Reference	FILE 202101010
Instrument Date	Jun 04, 2021
Instrument	2021022741
Transaction Type	Transfer
Record Updated	Mar 08, 2023
Title Company	NOT AVAILABLE, AGT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 CROOK LN, RIESEL, TX 76682-2517

Mortgage

Document Number	0000022742
Date	Jun 10, 2021
Instrument	2021022742

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 04, 2022

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,991.00 (+0.1%)	$177,530 (+8.49%) Land $16,900 Building $160,630	$177,530 (+8.49%) Land $16,900 Building $160,630
2024	$3,987.00 (+8.7%)
2023		$163,630 Land $16,900 Building $146,730	$163,630 Land $16,900 Building $146,730
2022	$3,668.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090019001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 129 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100
Helmsco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Radiate Holdings, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF WACO serves 146,241 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.