McLennan County property record for 3907 S 3rd St, Waco, TX 76706
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,104 sqft · built 1915 |
| Lot Size | 0.533 acres (23,261 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $874 (2024) |
| Deeds & Mortgages | Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 480138000019028 |
| Primary APN | 480138000019028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,104 sqft Living Area |
| 1st Floor Area | 2,104 sqft |
| Flooring | Vinyl/Resilient |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Wood Truss |
| Roof Material | Composition Shingle |
| Lot Area | 23,261 sqft (0.533 acres) |
| Lot Dimensions | 226 ft deep x 103 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 499 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Space Heater |
| Account Number | 171730 |
|---|---|
| Old Parcel Number | 4801380000190280111 |
| Street Address | 3907 S 3RD ST |
| City | WACO |
| State | TX |
| Zip | 76706-4142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | ETTER HALL LOT D20 D21 E20 E21 BLOCK 1 ACRES .534 |
| Legal Subdivision | ETTER HALL |
| Legal Block | 1 |
| Legal Lot Number | D20 D21 E20 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 1900 |
Source: McLennan County records, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3907 S 3RD ST, WACO, TX 76706-4142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 9, 2010 |
| Transfer Doc | 0000021043 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3907 S 3RD ST, WACO, TX 76706-4142 |
| Document Number | 0000011341 |
| Instrument Date | Jan 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3907 S 3RD ST WACO TX 767064142, WACO, TX 76706-4142 |
| Document Number | 0000011341 |
|---|---|
| Date | Apr 8, 2019 |
| Instrument | 11341 |
| Name | FIRST CTRL CU |
|---|---|
| Type | Credit Union |
| Address | WACO, TX 76710 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Apr 7, 2024 |
Source: McLennan County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $160,274 (-8.54%) Land $16,560 Building $174,680 | $191,240 (+9.13%) Land $16,560 Building $174,680 | |
| 2024 | $874.00 (+19.89%) | ||
| 2023 | $175,240 Land $16,560 Building $158,680 | $175,240 Land $16,560 Building $158,680 | |
| 2022 | $729.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 individual policies |
| Nearby Flood Policies | 41 units insured incl. 2 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures