3920 Open Fork Rd, Morehead, KY 40351 Property Records

Rowan County property record for 3920 Open Fork Rd, Morehead, KY 40351

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,056 sqft · built 1999
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$6,000 (Apr 2014)
Tax Bill	$209 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`134-00 00 014.02`

Property Details

APN / Parcel Number

Primary APN	`134-00 00 014.02`
Alternative APNs	`5864` `5868` `6208`

Interior

Full Baths	1 Bath
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 1999
Lot Area	174,240 sqft (4 acres)

Location & Zoning

Account Number	6208
Street Address	3920 OPEN FORK RD
City	MOREHEAD
State	KY
Zip	40351-8636
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	12A+- & 1999 CLAYTON 16X66 MH & MAP # 134-14.01
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1021
Census Tract	950400

Owner

Source: Rowan County records · APN 134-00 00 014.02

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3920 OPEN FORK RD, MOREHEAD, KY 40351-8636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 25, 2014 · Amount on Record
Deed Sale	Apr 25, 2014 · Amount on Record
Prior Sale	Oct 30, 2013 · Amount on Record
Deed Document Number	387566
Deed Book / Page	D251 / 508
Record Updated	Jun 08, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	3920 OPEN FORK RD, MOREHEAD, KY 40351-8636
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 OPEN FORK RD, MOREHEAD, KY 40351-8636

Mortgage

Document Number	00A469/434
Date	Apr 24, 2024
Book Page	A469/434
Instrument	2029526

Lender

Name	FIRST FEDERAL SAVINGS & LOAN OF MOREHEAD
Address	MOREHEAD, KY 40351

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	367 Months
Due	Nov 01, 2054

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$209.00 (-1.42%)	$24,985 (-) Land $24,985	$57,735 (-)
2023	$212.00	$24,985 Land $24,985	$57,735

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (21205C), as of April 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212059504001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	22 (2010–2024)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Sep 2024 · Remnants Of Hurricane Helene
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide, Jul 2015 · 5 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 3 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Uniti Group DSL	100 / 20

Based on FCC filings for 35 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY1030375, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ROWAN WATER INC private · serves 18,765 people
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.