Rowan County property record for 3900 Open Fork Rd, Morehead, KY 40351
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,696 sqft |
| Lot Size | 16 acres (696,960 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $48,000 (Aug 2022) |
| Tax Bill | $474 (2025) |
| Deeds & Mortgages | May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 134-00 00 015.00 |
| Primary APN | 134-00 00 015.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 696,960 sqft (16 acres) |
| Heating System | Wood Furnace |
|---|---|
| Heating Fuel | Wood |
| Account Number | 9567 |
|---|---|
| Street Address | 3900 OPEN FORK RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | HSE GARAGE CARPORT & LAND OPEN FORK ROAD |
| Legal Subdivision | NO SUBDIVISION |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 950400 |
Source: Rowan County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3900 OPEN FORK RD, MOREHEAD, KY 40351-8636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2022 · Amount on Record |
| Deed Sale | Aug 2, 2022 · Amount on Record |
| Deed Document Number | 20222018187 |
| Deed Book / Page | 284 / 822 |
| Last Transfer Date | Sep 12, 2023 |
| Transfer Doc | 0002025192 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | May 27, 2022 |
| Property Address | 3900 OPEN FORK RD, MOREHEAD, KY 40351-8636 |
| Document Number | 00D284/238 |
| Book / Page | D284 / 238 |
| Instrument Date | May 18, 2022 |
| Instrument | 2017061 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3900 OPEN FORK RD, MOREHEAD, KY 40351-8636 |
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $474.00 (+160.44%) Homeowner's exemption | $105,748 (+56%) Land $72,148 Building $33,600 | $136,822 (+38.4%) Land $43,862 Building $92,960 |
| 2023 | $182.00 Homeowner's exemption | $67,788 Land $67,788 | $98,862 Land $43,862 Building $55,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 22 (2010–2024) |
| Claims Outside the SFHA | 1 of 22 |
| Most Recent Claim | Sep 2024 · Remnants Of Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 50 / 3 |
May also be available: Spectrum.
4G LTE (outdoors only), no 5G reported
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