3920 E Mercer Ln, Phoenix, AZ 85028 Property Records

Maricopa County property record for 3920 E Mercer Ln, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,041 sqft · built 1961
Lot Size	0.202 acres (8,816 sqft)
Owner	Trust Name on File
Last Sale	$179,900 (May 2010)
Tax Bill	$2,219 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`166-45-034`

Property Details

APN / Parcel Number

Primary APN	`166-45-034`
Alternative APN	`166450344`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,041 sqft Living Area
Gross Area	2,411 sqft
1st Floor Area	2,041 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	8,816 sqft (0.202 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Pool Area	550 sqft
Porch	Slab
Patio Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3920 E MERCER LN
City	PHOENIX
State	AZ
Zip	85028-3438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	CAVALIER ESTATES AMENDED MCR 89/36
Legal Range	3E
Legal Township	3N
Legal Section	24
Legal Subdivision	CAVALIER ESTATES AMENDED
Legal Lot Number	34
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2010
Census Tract	104900

Owner

3920 E Mercer Ln is held in a trust since May 2010.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	Trust Name on File
Mailing Address	3920 E MERCER LN, PHOENIX, AZ 85028-3438
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Dec 31, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Dec 31, 2018	Quit Claim Deed, Transfer GREYSTONE TITLE AGENCY
Jul 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2010 · Amount on File
Deed Sale	May 28, 2010 · Amount on File
Prior Sale	Jan 30, 2003 · Amount on File
Deed Document Number	2010456831
Prior Transfer Date	Aug 10, 1994
Prior Transfer Doc	0000647162
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3920 E MERCER LN, PHOENIX, AZ 85028-3438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREYSTONE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000771774
Date	Sep 30, 2019
Instrument	20190771774

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3920 E MERCER LN, PHOENIX, AZ 85028-3438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 E MERCER LN, PHOENIX, AZ 85028-3438

Mortgage

Document Number	0001109431
Date	Nov 13, 2020
Instrument	20201109431

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 31, 2018
Property Address	3920 E MERCER LN, PHOENIX, AZ 85028-3438
Document Number	0000953434
Map Reference	MB 89 PG 36
Instrument Date	Dec 20, 2018
Instrument	20180953434
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GREYSTONE TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3920 E MERCER LN, PHOENIX, AZ 85028-3438

Mortgage

Document Number	0000953435
Date	Dec 31, 2018
Instrument	20180953435

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 31, 2018
Property Address	3920 E MERCER LN, PHOENIX, AZ 85028-3438
Document Number	0000953436
Instrument Date	Dec 20, 2018
Instrument	953436
Transaction Type	Transfer
Record Updated	Jan 7, 2019
Title Company	GREYSTONE TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3920 E MERCER LN PHOENIX AZ 850283438, PHOENIX, AZ 85028-3438

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 12, 2018
Property Address	3920 E MERCER LN, PHOENIX, AZ 85028-3438
Document Number	0000529811
Instrument Date	Jun 5, 2018
Instrument	529811
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Tax Assessment & Valuation

The 2025 property tax bill for 3920 E Mercer Ln was $2,219.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,260 (+111.74%)	$542,600 (+7.06%) Land $108,500 Building $434,100
2025	$2,219.00	$25,626 (-50.86%)	$506,800 (-2.82%) Land $101,300 Building $405,500
2024		$52,150	$521,500 Land $104,300 Building $417,200
2023	$2,112.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3920 E Mercer Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3920 E Mercer Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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