3909 E Mercer Ln, Phoenix, AZ 85028 Property Records

Maricopa County property record for 3909 E Mercer Ln, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,150 sqft · built 1960
Lot Size	0.175 acres (7,603 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,000 (Apr 2005)
Tax Bill	$2,162 (2025)
Deeds & Mortgages	May 2017 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`166-45-046`

Property Details

APN / Parcel Number

Primary APN	`166-45-046`
Alternative APN	`166450465`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,150 sqft Living Area
Gross Area	2,550 sqft
1st Floor Area	2,150 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	7,603 sqft (0.175 acres)
Pool Area	350 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3909 E MERCER LN
City	PHOENIX
State	AZ
Zip	85028-3437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	CAVALIER ESTATES AMENDED MCR 89/36
Legal Range	3E
Legal Township	3N
Legal Section	24
Legal Subdivision	CAVALIER ESTATES AMENDED
Legal Lot Number	46
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2012
Census Tract	104900

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3909 E MERCER LN, PHOENIX, AZ 85028-3437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2005 · Amount on Record
Deed Sale	Apr 15, 2005 · Amount on Record
Prior Sale	Oct 27, 2000 · Amount on Record
Deed Document Number	2005488952
Last Transfer Date	May 18, 2006
Transfer Doc	0000705354
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3909 E MERCER LN, PHOENIX, AZ 85028-3437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000370106
Date	May 22, 2017
Instrument	2017-0370106

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3909 E MERCER LN, PHOENIX, AZ 85028-3437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 E MERCER LN, PHOENIX, AZ 85028-3437

Mortgage

Document Number	0000956049
Date	Oct 7, 2020
Instrument	20200956049

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,820 (+123.56%)	$558,200 (+6.26%) Land $111,600 Building $446,600
2025	$2,162.00 (+5.05%)	$24,969 (-53.49%)	$525,300 (-2.14%) Land $105,000 Building $420,300
2024		$53,680	$536,800 Land $107,300 Building $429,500
2023	$2,058.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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