3920 Durango Cir, Norman, OK 73072 Property Records

Cleveland County property record for 3920 Durango Cir, Norman, OK 73072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,684 sqft · built 1979
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Tax Bill	$2,161 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0029081`

Property Details

APN / Parcel Number

Primary APN	`R0029081`
Alternative APNs	`NC29CHCR3 9 11001` `29081`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,684 sqft Living Area
Gross Area	2,300 sqft
1st Floor Area	1,684 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
View / Lot	Business Cluster
Garage Type	Attached
Garage Area	616 sqft
Porch	Porch
Porch Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29081
Street Address	3920 DURANGO CIR
City	NORMAN
State	OK
Zip	73072-5028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CHERRY CREEK SEC 3 LOT 11 BLK 9
Legal Range	03W
Legal Township	09
Legal Section	34
Legal Subdivision	CHERRY CREEK 3
Legal Block	9
Legal Lot Number	11
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	2
Census Block	2006
Census Tract	201508

Owner

Source: Cleveland County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3920 DURANGO CIR, NORMAN, OK 73072-5028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 24, 2025
Transfer Doc	0000004450
Record Updated	Sep 20, 2026

September 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Sep 11, 2025
Property Address	3920 DURANGO CIR, NORMAN, OK 73072-5028
Document Number	R202526089
Book / Page	6856 / 1401
Instrument Date	Sep 2, 2025
Instrument	R 2025 26089
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$912.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 DURANGO LAKES, MOORE, OK 73160-3949

Mortgage

Document Number	R202526090
Date	Sep 11, 2025
Book Page	6856/1406
Instrument	R 2025 26090

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company
Address	BROOKFIELD, WI 53045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,161.00 (+3.35%) Homeowner's exemption	$19,008 (+3%) Land $4,306 Building $14,702	$248,141 (+6.5%) Land $56,223 Building $191,918
2024	$2,091.00 (+2.95%) Homeowner's exemption	$18,454 (+3%) Land $3,173 Building $15,281	$232,996 (+3.05%) Land $40,064 Building $192,932
2023	$2,031.00 Homeowner's exemption	$17,917 Land $3,174 Building $14,743	$226,106 Land $40,064 Building $186,042

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20