3915 Durango Cir, Norman, OK 73072 Property Records

Cleveland County property record for 3915 Durango Cir, Norman, OK 73072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,932 sqft · built 1979
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,977 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Nov 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`NC29CHCR3 9 4001`

Property Details

APN / Parcel Number

Primary APN	`NC29CHCR3 9 4001`
Alternative APNs	`R0029074` `29074`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,932 sqft Living Area
Gross Area	2,702 sqft
1st Floor Area	1,932 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
View / Lot	Business Cluster
Garage Type	Attached
Garage Area	506 sqft
Porch	Porch
Porch Area	372 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29074
Street Address	3915 DURANGO CIR
City	NORMAN
State	OK
Zip	73072-5028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CHERRY CREEK SEC 3 LOT 4 BLK 9
Legal Range	03W
Legal Township	09
Legal Section	34
Legal Subdivision	CHERRY CREEK 3
Legal Block	9
Legal Lot Number	4
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	2
Census Block	2006
Census Tract	201508

Owner

Source: Cleveland County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3915 DURANGO CIR, NORMAN, OK 73072-5028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 3, 2023	Correction Deed CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA
Nov 3, 2023	Warranty Deed, Transfer · FHA Mortgage GREAT PLAINS NATIONAL BANK
Sep 18, 2023	Intrafamily Transfer, Transfer
Mar 26, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2023
Deed Sale	Nov 3, 2023
Prior Sale	Dec 20, 2012 · Amount on Record
Deed Document Number	202330296
Deed Book / Page	6604 / 1017
Prior Transfer Date	Sep 18, 2023
Prior Transfer Doc	R202325608
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	3915 DURANGO CIR, NORMAN, OK 73072-5028
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 DURANGO CIR, NORMAN, OK 73072-5028

Mortgage

Document Number	R202433279
Date	Dec 9, 2024
Book Page	6742/1159
Instrument	R 2024 33279

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

November 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	CLEVELAND OK
Recording Date	Nov 3, 2023
Property Address	3915 DURANGO CIR, NORMAN, OK 73072-5028
Document Number	R202330295
Book / Page	6604 / 1014
Instrument Date	Nov 2, 2023
Instrument	R 2023 30295
Record Updated	Nov 17, 2023
Title Company	CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Nov 3, 2023
Property Address	3915 DURANGO CIR, NORMAN, OK 73072-5028
Document Number	R202330296
Book / Page	6604 / 1017
Instrument Date	Nov 2, 2023
Instrument	R 2023 30296
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3915 DURANGO CIR, NORMAN, OK 73072-5028

Mortgage

Document Number	R202330297
Date	Nov 3, 2023
Instrument	R 2023 30297

Lender

Name	GREAT PLAINS NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND OK
Recording Date	Sep 18, 2023
Property Address	3915 DURANGO CIR, NORMAN, OK 73072-5028
Document Number	R202325608
Book / Page	6589 / 880
Instrument Date	Aug 24, 2023
Instrument	R 2023 25608
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3915 DURANGO CIR, NORMAN, OK 73072-5028

March 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CLEVELAND OK
Recording Date	Mar 26, 2021
Property Address	3915 DURANGO CIR, NORMAN, OK 73072-5028
Document Number	R202111617
Book / Page	6212 / 208
Instrument Date	Mar 25, 2021
Instrument	R 2021 11617
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3915 DURANGO CIR, NORMAN, OK 73072-5028

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,977.00 (+80.28%)	$33,151 (+71.16%) Land $6,711 Building $26,440	$277,697 (+17.42%) Land $56,223 Building $221,474
2023	$2,206.00 (+7.56%) Homeowner's exemption	$19,368 (+3%) Land $3,281 Building $16,087	$236,492 (+50.91%) Land $40,064 Building $196,428
2022	$2,051.00 Homeowner's exemption	$18,804 Land $3,360 Building $15,444	$156,706 Land $28,000 Building $128,706

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

3915 Durango Cir, Norman, OK 73072 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2023: Correction Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2021: Affidavit of Death of Joint Tenant, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Durango Cir

Nearby Streets

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