392 Pristine Water Ln, Mary Esther, FL 32569 Property Records

Okaloosa County property record for 392 Pristine Water Ln, Mary Esther, FL 32569

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,700 sqft · built 2001
Lot Size	0.136 acres (5,962 sqft)
Owner	Individual Name on File
Last Sale	$359,900 (Apr 2024)
Tax Bill	$3,148 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C56-000-596-0588-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-0588-1`
Alternative APN	`21-2S-25-3309-000D-0060`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,700 sqft Heated Area
Gross Area	2,259 sqft
1st Floor Area	1,700 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	5,962 sqft (0.136 acres)
Garage Type	Finished
Garage Area	399 sqft
Porch	Open Porch
Porch Area	160 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	392 PRISTINE WATER LN
City	MARY ESTHER
State	FL
Zip	32569-2174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERFORD EST S/D LOT 6 BLK D
Legal Range	25
Legal Township	02S
Legal Section	21
Legal Subdivision	WATERFORD EST S/D
Legal Block	D
Legal Lot Number	6
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2023
Census Tract	23100

Owner

392 Pristine Water Ln is owned by an individual who bought it in April 2024.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	405 MERIWEATHER LN, CALERA, AL 35040-6230
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
May 18, 2020	Warranty Deed, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2024 · Amount on File
Deed Sale	Apr 5, 2024 · Amount on File
Prior Sale	May 18, 2020 · Amount on File
Deed Document Number	3680612
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 5, 2024
Property Address	392 PRISTINE WATER LN, MARY ESTHER, FL 32569-2174
Document Number	0003680612
Map Reference	MB 18 PGS 22
Instrument Date	Apr 4, 2024
Instrument	3680612
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	LEGACYHOUSE TITLE, LEGACYHOUSE TITLE FL

Transaction

Amount	Amount on Record
Tax	$2,519.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 CONDOR LN, POTTSVILLE, PA 17901-8790

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	405 MERIWEATHER LN, CALERA, AL 35040-6230

Mortgage

Document Number	0003680613
Date	Apr 5, 2024
Instrument	3680613

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0003680613
Date	Apr 5, 2024
Instrument	3680613

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	5160 TENNYSON PKWY STE 1000, PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 18, 2020
Property Address	392 PRISTINE WATER LN, MARY ESTHER, FL 32569-2174
Document Number	0034622978
Book / Page	3462 / 2978
Map Reference	MB 18 PG 22
Instrument Date	May 14, 2020
Instrument	3358710
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	CHAMPIONSHIP TITLE AGCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,644.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 SHADOW CREEK LN, 408, MANAKIN SABOT, VA 23103-2537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	392 PRISTINE WATER LN, MARY ESTHER, FL 32569-2174

Mortgage

Document Number	0034622980
Date	May 18, 2020
Instrument	3462/2980

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 392 Pristine Water Ln was $3,148.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,148.00	$264,480 Land $69,630 Building $194,850	$264,480 Land $69,630 Building $194,850
2023	$2,789.00 (+1.75%) Homeowner's exemption	$266,917 (+7.76%) Land $56,017 Building $210,900	$266,917 (+7.76%) Land $56,017 Building $210,900
2022	$2,741.00 Homeowner's exemption	$247,706 Land $52,353 Building $195,353	$247,706 Land $52,353 Building $195,353

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 392 Pristine Water Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 259 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	287 (1991–2021)
Claims Outside the SFHA	104 of 287
Most Recent Claim	Jul 2021 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 37 claims Hurricane Frances, Sep 2004 · 122 claims Hurricane Opal, Oct 1995 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 392 Pristine Water Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Pristine Water Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures