388 Pristine Water Ln, Mary Esther, FL 32569 Property Records

Okaloosa County property record for 388 Pristine Water Ln, Mary Esther, FL 32569

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,292 sqft · built 2000
Lot Size	0.115 acres (5,011 sqft)
Owner	2 Individual Names on File
Last Sale	$336,000 (Jul 2023)
Tax Bill	$2,737 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2022 Foreclosure
Flood Zone	Zone AE (high risk)
APN	`C56-000-596-0590-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-0590-7`
Alternative APNs	`21-2S-25-3309-000D-0080` `25S2213309000D0080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,292 sqft Living Area
Gross Area	1,820 sqft
1st Floor Area	1,292 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	5,011 sqft (0.115 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Florida Room
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	388 PRISTINE WATER LN
City	MARY ESTHER
State	FL
Zip	32569-2174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERFORD EST S/D LOT 8 BLK D
Legal Range	25W
Legal Township	02S
Legal Section	21
Legal Subdivision	WATERFORD EST S/D
Legal Block	D
Legal Lot Number	8
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2023
Census Tract	23100

Owner

388 Pristine Water Ln is owned and occupied by two individuals who bought it in July 2023.

Source: Okaloosa County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	388 PRISTINE WATER LN, MARY ESTHER, FL 32569-2174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP
Jun 28, 2022	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023 · Amount on File
Deed Sale	Jul 17, 2023 · Amount on File
Prior Sale	Jun 28, 2022 · Amount on File
Deed Document Number	20233635676
Deed Book / Page	3683 / 3621
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 17, 2023
Property Address	388 PRISTINE WATER LN, MARY ESTHER, FL 32569-2174
Document Number	0036833621
Book / Page	3683 / 3621
Map Reference	MB 18 PG 22
Instrument Date	Jul 14, 2023
Instrument	3635676
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,352.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1847 DOVERHILL DR, LAWRENCEVILLE, GA 30043-5179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 PRISTINE WATER LN, MARY ESTHER, FL 32569-2174

Mortgage

Document Number	0036833623
Date	Jul 17, 2023
Instrument	3683/3623

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Mortgage

Document Number	0036833638
Date	Jul 17, 2023
Book Page	3683/3638
Instrument	3635678

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

June 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 28, 2022
Property Address	388 PRISTINE WATER LN, MARY ESTHER, FL 32569-2174
Document Number	0036294167
Book / Page	3629 / 4167
Map Reference	MB 18 PG 22
Instrument Date	Jun 28, 2022
Instrument	3560471
Transaction Type	Foreclosure
Record Updated	Jul 19, 2022

Transaction

Amount	Amount on Record
Tax	$1,619.10
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3755 MATHIS AIRPARK RD, SUWANEE, GA 30024-9116

Tax Assessment & Valuation

The 2025 property tax bill for 388 Pristine Water Ln was $2,737.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,737.00	$229,921 Land $69,630 Building $160,291	$229,921 Land $69,630 Building $160,291
2023	$2,749.00 (+156.92%)	$224,843 (+76.05%) Land $56,017 Building $168,826	$224,843 (+7.77%) Land $56,017 Building $168,826
2022	$1,070.00 Homeowner's exemption	$127,719	$208,634 Land $52,353 Building $156,281

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 388 Pristine Water Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 259 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	287 (1991–2021)
Claims Outside the SFHA	104 of 287
Most Recent Claim	Jul 2021 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 37 claims Hurricane Frances, Sep 2004 · 122 claims Hurricane Opal, Oct 1995 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 388 Pristine Water Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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