Monroe County property record for 392 Palm Dr, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,174 sqft · built 2013 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,370 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00391360-000000 |
| Primary APN | 00391360-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,174 sqft Living Area |
| 1st Floor Area | 2,174 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Porch | Open Porch |
| Porch Area | 208 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1479683 |
|---|---|
| Old Parcel Number | 20643600391360000000 |
| Street Address | 392 PALM DR |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-4209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK3 LT 21 SAFETY HARBOR PB3-69 SECTION 1 LOWER MATECUMBE KEY OR47-181/183 OR77-450 OR458-165 OR1209-234/35R/S OR2384-77 |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 20 |
| Legal Subdivision | SAFETY HARBOR SEC 1 |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 970900 |
392 Palm Dr is owned and occupied by an individual who acquired it in October 2024.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 1155 E ROBINSON AVE, BARBERTON, OH 44203-3854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2008 |
| Deed Sale | Oct 10, 2008 |
| Prior Sale | Oct 10, 2008 |
| Deed Document Number | 0023840077 |
| Last Transfer Date | Oct 15, 2024 |
| Transfer Doc | 0032960135 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $953,493 | $1,992,213 Land $1,566,720 Building $425,493 | |
| 2024 | $8,370.00 (+0.75%) | ||
| 2023 | $8,308.00 (+1.98%) Homeowner's exemption | $899,633 (+3%) | $1,934,767 (+42.42%) Land $1,530,000 Building $404,767 |
| 2022 | $8,147.00 Homeowner's exemption | $873,431 | $1,358,538 Land $948,600 Building $409,938 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 392 Palm Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 392 Palm Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures