384 Palm Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 384 Palm Dr, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,052 sqft · built 2016
Lot Size0.248 acres (10,800 sqft)
Owner2 Company Names on Record
Tax Bill$17,687 (2024)
Flood ZoneZone AE (high risk)
APN00391380-000000

Property Details

APN / Parcel Number

Primary APN00391380-000000
Alternative APNs
  • 20643600391380000000
  • 1479705

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories3 Stories
Building Area3,052 sqft Living Area
Gross Area3,832 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeReinforced Concrete
Roof MaterialConcrete
Lot Area10,800 sqft (0.248 acres)
View / LotCanal
Garage TypeAttached
Garage Area780 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number1479705
Street Address384 PALM DR
CityISLAMORADA
StateFL
Zip33036-4209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS-M
Legal DescriptionBK 3 LT 23 SAFETY HARBOR PB3-69 SECTION 1 LOWER MATECUMBE KEY OR514-35 OR1235-2487 OR1451-1692C OR1451-1693/94AFF OR1451-1695 OR1830-1361 OR2485-1910/11 OR2584-1981/82
Legal Range36E
Legal Township64S
Legal Section20
Legal SubdivisionSAFETY HARBOR SEC 1
Legal Block3
Legal Lot Number23
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1018
Census Tract970900

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address6300 SW 75TH AVE, CORAL GABLES, FL 33143-1725
Owner TypeCompany
VestingTrust, Personal Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2010
Deed SaleOct 1, 2010
Prior SaleNov 12, 2002 · Amount on Record
Deed Document Number20101807862
Deed Book / Page2485 / 1910
Transfer Doc1451001692
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,245,744 (+8.96%) Land $1,413,677 Building $832,067$2,245,744 (+8.96%) Land $1,413,677 Building $832,067
2024$17,687.00 (+6.47%)
2023$16,612.00 (+10.76%)$2,061,132 (+17.57%) Land $1,256,602 Building $804,530$2,061,132 (+17.57%) Land $1,256,602 Building $804,530
2022$14,998.00$1,753,093 Land $945,724 Building $807,369$1,753,093 Land $945,724 Building $807,369

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 493 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies650 units insured
incl. 157 condo units
Nearby Flood Claims553 (1981–2020)
Claims Outside the SFHA2 of 553
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 250 claims
  • Hurricane Wilma, Oct 2005 · 78 claims
  • Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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