Essex County and Marblehead Town property record for 392 Ocean Ave, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,214 sqft · built 1872 |
| Lot Size | 0.104 acres (4,535 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $13,426 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0922 B:0012 L:0 |
| Primary APN | MARB M:0922 B:0012 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,214 sqft Living Area |
| Gross Area | 4,637 sqft |
| Basement Area | 833 sqft |
| Unfinished Basement | 167 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1872 |
|---|---|
| Effective Year Built | Effective 1872 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,535 sqft (0.104 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 392 OCEAN AVE |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-3837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LSR |
| Legal Subdivision | FREDERICK & SHEILA M CHESS |
| Legal Block | 12 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 203200 |
Source: Essex County and Marblehead Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 392 OCEAN AVE, MARBLEHEAD, MA 01945-3837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 392 OCEAN AVE, MARBLEHEAD, MA 01945-3837 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35642-72 |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 35642/72 |
| Instrument | 239 |
| Name | MARBLEHEAD SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,426.00 (-13.63%) | $1,483,500 (-14.49%) Land $963,600 Building $519,900 | $3,207,865 |
| 2024 | $15,544.00 (+20.12%) | $1,734,800 (+34.06%) Land $1,224,300 Building $510,500 | |
| 2023 | $12,940.00 | $1,294,000 Land $872,900 Building $421,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 57 policies |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 7 (1991–2018) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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