388 Ocean Ave, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 388 Ocean Ave, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,080 sqft · built 1880
Lot Size	0.714 acres (31,093 sqft)
Owner	2 Individual Names on File
Last Sale	$1,400,000 (Jun 2016)
Tax Bill	$20,941 (2025)
Deeds & Mortgages	Feb 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0919 B:0019 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0919 B:0019 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,080 sqft Living Area
Gross Area	5,344 sqft
Basement Area	169 sqft
Unfinished Basement	169 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	31,093 sqft (0.714 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	388 OCEAN AVE
City	MARBLEHEAD
State	MA
Zip	01945-3724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LSR
Legal Subdivision	GREAT NECK
Legal Block	19
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	4
Census Block	4007
Census Tract	203200

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0919 B:0019 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	388 OCEAN AVE, MARBLEHEAD, MA 01945-3724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2016 · Amount on Record
Deed Sale	Jun 27, 2016 · Amount on Record
Prior Sale	Mar 14, 1996 · Amount on Record
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	388 OCEAN AVE, MARBLEHEAD, MA 01945-3724
Transaction Type	Mortgage
Record Updated	Mar 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39544-195
Date	Feb 18, 2021
Book Page	39544/195
Instrument	20210218000900

Lender

Name	NATIONAL GRAND BANK OF MARBLEHEAD
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2036

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,941.00 (-14.88%)	$2,313,900 (-15.73%) Land $1,753,700 Building $560,200	$2,523,390
2024	$24,602.00 (+17.75%)	$2,745,800 (+31.42%) Land $2,228,200 Building $517,600
2023	$20,894.00	$2,089,400 Land $1,588,700 Building $500,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Nearby Flood Policies	57 in force
Nearby Flood Claims	7 (1991–2018)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 60 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.