Surry County property record for 392 N Wilson Rd, Lowgap, NC 27024
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,640 sqft · built 1930 |
| Lot Size | 36.3 acres (1,585,148 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,284 (2026) |
| Deeds & Mortgages | Oct 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4051-01-49-1456 |
| Primary APN | 4051-01-49-1456 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| 1st Floor Area | 4,289 sqft |
| Basement Area | 1,640 sqft |
| Unfinished Basement | 1,640 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 1,585,148 sqft (36.3 acres) |
| Garage Type | Carport |
| Garage Area | 1,080 sqft |
| Carport | Carport |
| Carport Area | 1,080 sqft |
| Porch | Patio |
| Porch Area | 464 sqft |
| Storage Building | 66 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 37911450 |
|---|---|
| Street Address | 392 N WILSON RD |
| City | LOWGAP |
| State | NC |
| Zip | 27024-9161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Jurisdiction | SURRY NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 930803 |
392 N Wilson Rd, a rural home, is owned and occupied by two individuals who acquired it in August 1993.
Source: Surry County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 392 N WILSON RD, LOWGAP, NC 27024-9161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 1993 |
| Deed Sale | Aug 1, 1993 |
| Prior Sale | Apr 1, 1991 · Amount on File |
| Deed Book / Page | 541 / 1906 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Oct 6, 2026 |
| Property Address | 392 N WILSON RD, LOWGAP, NC 27024-9161 |
| Document Number | 0000737632 |
| Book / Page | 1992 / 771 |
| Instrument Date | Sep 29, 2026 |
| Instrument | 2026737632 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000737632, |
|---|---|
| Date | Oct 6, 2026 |
| Book Page | 1992/771 |
| Instrument | 2026737632 |
| Name | FIRST COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 29, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2026 property tax bill for 392 N Wilson Rd was $1,284, down 2.7% from the year before.
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,284.00 (-2.73%) | $170,950 (-18.94%) | $270,490 (-14.8%) Land $118,490 Building $152,000 |
| 2025 | $1,320.00 | $210,900 | $317,470 Land $128,090 Building $189,380 |
| 2023 | $943.00 | $170,950 | $270,490 Land $118,490 Building $152,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 392 N Wilson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 392 N Wilson Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 1,000 / 1,000 |
No cell data coverage reported
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