Surry County property record for 309 N Wilson Rd, Lowgap, NC 27024
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,520 sqft · built 1973 |
| Lot Size | 3.97 acres (172,933 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Aug 2009) |
| Tax Bill | $1,223 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4051-00-29-8608 |
| Primary APN | 4051-00-29-8608 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,520 sqft Living Area |
| Basement Area | 1,440 sqft |
| Unfinished Basement | 1,440 sqft |
| Interior Walls | Plywood |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 172,933 sqft (3.97 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 312 sqft |
| Patio Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 100065652 |
|---|---|
| Street Address | 309 N WILSON RD |
| City | LOWGAP |
| State | NC |
| Zip | 27024-9161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Legal Description | N WILSON RD |
| Legal Subdivision | LOWGAP |
| Jurisdiction | SURRY NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 930803 |
Source: Surry County records, as of November 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 309 N WILSON RD, LOWGAP, NC 27024-9161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2009 · Amount on Record |
| Deed Sale | Aug 5, 2009 · Amount on Record |
| Deed Document Number | 0012980912 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 309 N WILSON RD, LOWGAP, NC 27024-9161 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0016160449 |
|---|---|
| Date | Dec 7, 2017 |
| Book Page | 1616/0449 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Surry County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,223.00 (+543.68%) | $194,700 (+22.75%) Land $22,000 Building $172,700 | $194,700 (+22.75%) Land $22,000 Building $172,700 |
| 2023 | $190.00 | $158,620 Land $22,000 Building $136,620 | $158,620 Land $22,000 Building $136,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
No cell data coverage reported
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