Volusia County property record for 392 Muddy Creek Ln, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,814 sqft · built 1989 |
| Lot Size | 0.306 acres (13,329 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,400 (Oct 1992) |
| Tax Bill | $3,001 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 4124-05-00-3920 |
| Primary APN | 4124-05-00-3920 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,814 sqft Living Area |
| Gross Area | 3,342 sqft |
| 1st Floor Area | 1,458 sqft |
| Upper Floors Area | 1,106 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Composition |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,329 sqft (0.306 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 510 sqft |
| Storage Building | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 4983198 |
|---|---|
| Street Address | 392 MUDDY CREEK LN |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-4895 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 13PUD |
| Legal Description | LOT 392 TYMBER CREEK PHASE III MB 42 PGS 3 & 4 PER OR 3781 PG 2960 PER OR 5597 PG 2158 & PER 5605 PG 3613 PER OR 7678 PG 4191 |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 24 |
| Legal Subdivision | TYMBER CREEK PHASE III MB |
| Legal Phase | 3 |
| Legal Tract | 05 |
| Legal Lot Number | 392 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | CENTRAL VOLUSIA |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 83203 |
392 Muddy Creek Ln is owned and occupied by an individual who acquired it in April 2019.
Source: Volusia County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 392 MUDDY CREEK LN, ORMOND BEACH, FL 32174-4895 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 1992 · Amount on File |
| Deed Sale | Oct 15, 1992 · Amount on File |
| Prior Sale | Jul 15, 1989 · Amount on File |
| Deed Book / Page | 3781 / 2960 |
| Last Transfer Date | Apr 3, 2019 |
| Transfer Doc | 0076784191 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 392 Muddy Creek Ln was $3,001 with a homeowner's exemption.
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $231,971 (+2.7%) | $386,483 (-0.89%) Land $62,000 Building $324,483 | |
| 2025 | $3,001.00 Homeowner's exemption | $225,873 | $389,937 Land $62,000 Building $327,937 |
| 2023 | $2,798.00 (+3.32%) Homeowner's exemption | $213,115 (+3%) | $396,212 (+12.27%) Land $62,000 Building $334,212 |
| 2022 | $2,708.00 Homeowner's exemption | $206,908 | $352,920 Land $51,000 Building $301,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 392 Muddy Creek Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 125 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 125 in force |
| Nearby Flood Claims | 43 (1994–2024) |
| Claims Outside the SFHA | 13 of 43 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 392 Muddy Creek Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures