390 Muddy Creek Ln, Ormond Beach, FL 32174 Property Records

Volusia County property record for 390 Muddy Creek Ln, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,587 sqft · built 1994
Lot Size	0.248 acres (10,800 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Mar 2010)
Tax Bill	$3,500 (2025)
Flood Zone	Zone X (minimal risk)
APN	`4124-05-00-3900`

Property Details

APN / Parcel Number

Primary APN	`4124-05-00-3900`
Alternative APNs	`31142405003900` `24143105003900` `4983171.0` `4983171`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,587 sqft Living Area
Gross Area	3,093 sqft
1st Floor Area	2,587 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Finished/Open Porch
Porch Area	207 sqft
Patio Area	782 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4983171
Street Address	390 MUDDY CREEK LN
City	ORMOND BEACH
State	FL
Zip	32174-4895
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	13PUD
Legal Description	LOT 390 TYMBER CREEK PHASE III MB 42 PGS 3-4 INC PER OR 4934 PG 0094 PER OR 6121 PG 2069 PER OR 6121 PG 2071 PER OR 6460 PG 1821
Legal Range	31E
Legal Township	14S
Legal Section	24
Legal Subdivision	TYMBER CREEK PHASE III MB
Legal Phase	3
Legal Tract	05
Legal Lot Number	390
Jurisdiction	VOLUSIA FL
Township / Civil Division	CENTRAL VOLUSIA
Census Block Group	2
Census Block	2022
Census Tract	83203

Owner

390 Muddy Creek Ln is owned and occupied by an individual who bought it in March 2010.

Source: Volusia County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	390 MUDDY CREEK LN, ORMOND BEACH, FL 32174-4895
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2010 · Amount on File
Deed Sale	Mar 31, 2010 · Amount on File
Prior Sale	Sep 6, 2007 · Amount on File
Deed Document Number	201056955
Deed Book / Page	6460 / 1821
Prior Transfer Date	Feb 28, 2002
Prior Transfer Doc	4830001082
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 390 Muddy Creek Ln was $3,500 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,264 (+2.7%)	$493,657 (+1.4%) Land $62,000 Building $431,657
2025	$3,500.00 Homeowner's exemption	$256,343	$486,864 Land $62,000 Building $424,864
2023	$3,268.00 (+3.25%) Homeowner's exemption	$241,864 (+3%)	$496,694 (+12.96%) Land $62,000 Building $434,694
2022	$3,165.00 Homeowner's exemption	$234,819	$439,712 Land $51,000 Building $388,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 390 Muddy Creek Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 125 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	125 in force
Nearby Flood Claims	43 (1994–2024)
Claims Outside the SFHA	13 of 43
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Frances, Sep 2004 · 9 claims Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 390 Muddy Creek Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20