Santa Clara County property record for 392 Montecito Way, Milpitas, CA 95035 · Last verified October 2025
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1992 |
| Square Footage | 1,375 sqft Living Area |
| Lot Size | 780 sqft (0.017 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,075,000 (2022) |
| Tax Bill | $13,085.00 (2025) |
| Primary APN | 022-51-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,375 sqft Living Area |
| 1st Floor | 609 sqft 1st Floor |
| 2nd Floor | 653 sqft 2nd Floor |
| Stories | 3 Stories |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 780 sqft (0.017 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 475 sqft Garage |
| Heating System | HVAC Heating |
|---|
| Street Address | 392 MONTECITO WAY |
|---|---|
| City | MILPITAS |
| State | CA |
| Zip | 95035-2436 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | TR 8461 LOT 145 |
| Legal Subdivision | CALIFORNIA LANDING |
| Legal Tract | 8461 |
| Legal Lot Number | 145 |
| Jurisdiction | SANTA CLARA CA |
| Minor Civil Division | SAN JOSE |
| Census Blockgroup | 4 |
| Census Block | 4006 |
| Census Tract | 504506 |
Source: Santa Clara County records · APN 022-51-004
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 392 MONTECITO WAY, MILPITAS, CA 95035-2436 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage ROCKET MORTGAGE LLC |
| Sep 06, 2022 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 05, 2019 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) WELLS FARGO BANK NA |
| Dec 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ETHOS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 06, 2022 · Amount on Record |
| Deed Sale | Sep 06, 2022 · Amount on Record |
| Prior Sale | Mar 16, 2015 · Amount on Record |
| Deed Doc Number | 25368495 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 392 MONTECITO WAY, MILPITAS, CA 95035-2436 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 392 MONTECITO WAY, MILPITAS, CA 95035-2436 |
| Document Number | 0025921663 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 25921663 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Sep 06, 2022 |
| Property Address | 392 MONTECITO WAY, MILPITAS, CA 95035-2436 |
| Document Number | 0025368495 |
| Map Reference | MB 627 PG 45-49 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 25368495 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 392 MONTECITO WAY, MILPITAS, CA 95035-2436 |
| Document Number | 0025368496 |
|---|---|
| Date | Sep 06, 2022 |
| Instrument | 25368496 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 392 MONTECITO WAY, MILPITAS, CA 95035-2436 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0024273155 |
|---|---|
| Date | Sep 05, 2019 |
| Instrument | 24273155 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Oct 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 392 MONTECITO WAY, MILPITAS, CA 95035-2436 |
| Document Number | 0023842563 |
| Instrument Date | Dec 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 392 MONTECITO WAY MILPITAS CA 950352436, MILPITAS, CA 95035-2436 |
| Document Number | 0023842563 |
|---|---|
| Date | Jan 05, 2018 |
| Instrument | 23842563 |
| Name | ETHOS LNDG |
|---|---|
| Address | PITTSBURGH, PA 15212 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 04, 2048 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Milpitas City |
| Unified School District | Milpitas Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $13,085.00 (+2.89%) | $1,118,430 (+4.04%) Land $559,215 Building $559,215 |
| 2023 | $12,717.00 (+42.58%) | $1,075,000 Land $537,500 Building $537,500 |
| 2022 | $8,919.00 |
392 Montecito Way is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Santa Clara County (06085C), updated January 18, 2026
| FEMA Flood Zone | Zone X reduced risk due to levee; depends on levee performance |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 11th in California |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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