392 Lowell St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 392 Lowell St, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,460 sqft · built 1954
Lot Size	0.263 acres (11,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (Mar 2002)
Tax Bill	$4,729 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0061 B:0096`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0061 B:0096`
Alternative APN	`6906`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,460 sqft Living Area
1st Floor Area	1,428 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	11,443 sqft (0.263 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	6906
Street Address	392 LOWELL ST
City	PEABODY
State	MA
Zip	01960-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Block	96
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	2
Census Block	2014
Census Tract	210301

Owner

Source: Essex County and Peabody City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	392 LOWELL ST, PEABODY, MA 01960-2721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2017	Deed of Trust, Mortgage HOME POINT MORTGAGE
Aug 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2002 · Amount on Record
Deed Sale	Mar 25, 2002 · Amount on Record
Prior Sale	Jul 29, 1998 · Amount on Record
Deed Book / Page	18469 / 535
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	392 LOWELL ST, PEABODY, MA 01960-2721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36135-534
Date	Aug 29, 2017
Book Page	36135/534
Instrument	146

Lender

Name	HOME POINT MORTGAGE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	392 LOWELL ST, PEABODY, MA 01960-2721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38810-124
Date	Aug 11, 2020
Book Page	38810/124
Instrument	20200811004400

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,729.00 (-6.25%)	$499,400 (-8.32%) Land $295,100 Building $204,300	$589,956 (-0.29%)
2025	$5,044.00 (+8.75%)	$544,700 (+7.12%) Land $273,300 Building $271,400	$591,660
2024	$4,638.00 (+4.53%)	$508,500 (+9.1%) Land $273,300 Building $235,200
2023	$4,437.00	$466,100 Land $227,800 Building $238,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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