388 Lowell St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 388 Lowell St, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,336 sqft · built 1958
Lot Size	0.244 acres (10,642 sqft)
Owner	2 Trust Names on Record
Last Sale	$115,000 (Jul 1992)
Tax Bill	$6,576 (2026)
Deeds & Mortgages	Feb 2023 Sale Mar 2022 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`PEAB M:0061 B:0098`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0061 B:0098`
Alternative APN	`6908`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,336 sqft Living Area
1st Floor Area	2,336 sqft
Basement Area	120 sqft
Unfinished Basement	120 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1993
Architectural Style	Other
Exterior Material	Wood Siding
Lot Area	10,642 sqft (0.244 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6908
Street Address	388 LOWELL ST
City	PEABODY
State	MA
Zip	01960-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Subdivision	JOSEPH F & ADELINE T LUZ
Legal Block	98
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	2
Census Block	2014
Census Tract	210301

Owner

Source: Essex County and Peabody City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	388 LOWELL ST, PEABODY, MA 01960-2721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Deed, Transfer
Mar 15, 2022	Deed of Trust, Mortgage · Line of Credit EASTERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 1992 · Amount on Record
Deed Sale	Jul 22, 1992 · Amount on Record
Deed Book / Page	11397 / 245
Record Updated	Oct 29, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PEABODY MA
Recording Date	Feb 17, 2023
Property Address	388 LOWELL ST, PEABODY, MA 01960-2721
Document Number	041444-136
Book / Page	41444 / 136
Instrument Date	Feb 15, 2023
Instrument	20230217003350
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 LOWELL ST, PEABODY, MA 01960-2721

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	388 LOWELL ST, PEABODY, MA 01960-2721
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040792-243
Date	Mar 15, 2022
Book Page	40792/243
Instrument	20220315004080

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,576.00 (+4.91%)	$694,400 (+2.59%) Land $291,800 Building $402,600	$744,347 (-7.68%)
2025	$6,268.00 (+9.43%)	$676,900 (+7.77%) Land $270,200 Building $406,700	$806,265
2024	$5,728.00 (+0.99%)	$628,100 (+5.42%) Land $270,200 Building $357,900
2023	$5,672.00	$595,800 Land $225,200 Building $370,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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