San Luis Obispo County property record for 392 Ivar St, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,912 sqft · built 1991 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $733,000 (Mar 2014) |
| Tax Bill | $10,682 (2025) |
| Deeds & Mortgages | Dec 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-087-042 |
| Primary APN | 023-087-042 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,912 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Wood |
| Lot Area | 7,000 sqft (0.161 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Old Parcel Number | 023087042 |
|---|---|
| Street Address | 392 IVAR ST |
| City | CAMBRIA |
| State | CA |
| Zip | 93428-4455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CAM PINES M U 7 BL 164 LTS 3 4 40 41 |
| Legal Subdivision | CAMBRIA PINES MANOR 07 |
| Legal Block | 164 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 10403 |
392 Ivar St is owned by a company that acquired it in November 2018 and is owner-occupied.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 392 IVAR ST, CAMBRIA, CA 93428-4455 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2014 · Amount on File |
| Deed Sale | Mar 21, 2014 · Amount on File |
| Prior Sale | Apr 25, 2012 · Amount on File |
| Deed Document Number | 201410723 |
| Last Transfer Date | Nov 28, 2018 |
| Transfer Doc | 0000052327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Dec 21, 2018 |
| Property Address | 392 IVAR ST, CAMBRIA, CA 93428-4455 |
| Document Number | 0000052327 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 52327 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 392 IVAR ST CAMBRIA CA 934284455, CAMBRIA, CA 93428-4455 |
The 2025 property tax bill for 392 Ivar St was $10,682 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,007,073 (+2%) Land $559,444 Building $447,629 | |
| 2025 | $10,682.00 Homeowner's exemption | $987,327 Land $548,475 Building $438,852 |
| 2023 | $10,265.00 Homeowner's exemption | $948,990 Land $527,178 Building $421,812 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 392 Ivar St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1983–2023) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 392 Ivar St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Astound Broadband.
5G (outdoors only) and 4G LTE
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