352 Ivar St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 352 Ivar St, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,081 sqft · built 1984
Lot Size0.04 acres (1,750 sqft)
Owner2 Individual Names on Record
Last Sale$660,000 (Jun 2020)
Tax Bill$7,957 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Apr 2020 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN023-087-006

Property Details

APN / Parcel Number

Primary APN023-087-006

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,081 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeWood
Lot Area1,750 sqft (0.04 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address352 IVAR ST
CityCAMBRIA
StateCA
Zip93428-4455
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionCAM PINES M U 7 BL 164 LT 10
Legal SubdivisionCAMBRIA PINES MANOR 07
Legal Block164
Legal Lot Number10
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1049
Census Tract10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address352 IVAR ST, CAMBRIA, CA 93428-4455
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2020Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 20, 2020Grant Deed, Construction Loan · Construction Mortgage
LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2020 · Amount on Record
Deed SaleJun 30, 2020 · Amount on Record
Prior SaleApr 20, 2020 · Amount on Record
Deed Document Number202032571
Prior Transfer DateSep 27, 2013
Prior Transfer Doc0000057497
Record UpdatedOct 29, 2026

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 30, 2020
Property Address352 IVAR ST, CAMBRIA, CA 93428-4455
Document Number0000032571
Map ReferenceMB 5 PG 16
Instrument DateJun 10, 2020
Instrument2020032571
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address352 IVAR ST, CAMBRIA, CA 93428-4455

Mortgage

Document Number0000032572
DateJun 30, 2020
Instrument2020032572
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

April 2020: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 20, 2020
Property Address352 IVAR ST, CAMBRIA, CA 93428-4455
Document Number0000018883
Map ReferenceMB 5 PG 16
Instrument DateApr 13, 2020
Instrument2020018883
Transaction TypeConstruction Loan
Record UpdatedAug 9, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1520 COLE AVE, CLOVIS, CA 93612-2820
InvestorPossibly a Property Investor

Mortgage

Document Number0000018884
DateApr 20, 2020
Instrument2020018884
Lender
NameLENDINGHOME FUNDING CORP
TypeFunding / Finance Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$736,237 (+2%) Land $390,429 Building $345,808
2025$7,957.00 (+4.07%)$721,802 (+4.04%) Land $382,774 Building $339,028
2023$7,646.00 (+2%)$693,775 Land $367,911 Building $325,864
2022$7,496.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims8 (1983–2023)
Claims Outside the SFHA6 of 8
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Astound Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ivar St

Nearby Streets

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