392 Elm St, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 392 Elm St, Oradell, NJ 07649

Property Summary

Property Type	Single Family Home
Details	2,525 sqft · built 1949
Lot Size	0.315 acres (13,704 sqft)
Owner	2 Trust Names on File
Tax Bill	$16,457 (2025)
Deeds & Mortgages	Jun 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`44-01308-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`44-01308-0000-00001`
Alternative APNs	`440130800001` `054300`

Interior

Stories	1 Story
Building Area	2,525 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Brick
Construction Type	Brick
Lot Area	13,704 sqft (0.315 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	054300
Street Address	392 ELM ST
City	ORADELL
State	NJ
Zip	07649-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	.3146
Legal Block	1308
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	ORADELL
Census Block Group	1
Census Block	1001
Census Tract	40002

Owner

392 Elm St is held in a trust since April 2023.

Source: Bergen County and Oradell Borough records, as of June 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	392 ELM ST, ORADELL, NJ 07649-2247
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 17, 2023
Transfer Doc	0050191619
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Jun 21, 2023
Property Address	392 ELM ST, ORADELL, NJ 07649-2247
Document Number	0050191619
Book / Page	5019 / 1619
Instrument Date	Apr 17, 2023
Instrument	2023040586
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	392 ELM ST, ORADELL, NJ 07649-2247

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	392 ELM ST, ORADELL, NJ 07649-2247

Tax Assessment & Valuation

The 2025 property tax bill for 392 Elm St was $16,457, up 1.3% from the year before.

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oradell Borough
Elementary School District	Oradell Borough School District (KG - 06)
Secondary School District	River Dell Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$759,000 (+5.84%) Land $471,000 Building $288,000	$759,000 (+5.84%) Land $471,000 Building $288,000
2025	$16,457.00 (+1.26%)	$717,100 Land $437,000 Building $280,100	$717,100 Land $437,000 Building $280,100
2024	$16,253.00
2023		$594,500 (+4.43%) Land $347,000 Building $247,500	$594,500 (+4.43%) Land $347,000 Building $247,500
2022	$15,223.00 (+1.18%)	$569,300 Land $334,500 Building $234,800	$569,300 Land $334,500 Building $234,800
2021	$15,045.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 392 Elm St in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	23 (1980–2023)
Claims Outside the SFHA	5 of 23
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 392 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880