Bergen County and Oradell Borough property record for 385 Elm St, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 1,650 sqft · built 1928 |
| Lot Size | 0.197 acres (8,581 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $565,000 (May 2016) |
| Tax Bill | $15,494 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-01208-0000-00004 |
| Primary APN | 44-01208-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,650 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 8,581 sqft (0.197 acres) |
| Lot Dimensions | 156 ft deep x 55 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 046300 |
|---|---|
| Street Address | 385 ELM ST |
| City | ORADELL |
| State | NJ |
| Zip | 07649-2207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | 55X156 |
| Legal Subdivision | BOROUGH/ORADELL |
| Legal Block | 1208 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 40002 |
385 Elm St is owned and occupied by two individuals who bought it in May 2016.
Source: Bergen County and Oradell Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 385 ELM ST, ORADELL, NJ 07649-2207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KEARNY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2016 · Amount on File |
| Deed Sale | May 3, 2016 · Amount on File |
| Prior Sale | Aug 5, 2015 · Amount on File |
| Deed Document Number | 201632582 |
| Deed Book / Page | 2249 / 2258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 385 ELM ST, ORADELL, NJ 07649-2207 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 385 ELM ST, ORADELL, NJ 07649-2207 |
| Document Number | 0049521715 |
|---|---|
| Date | Mar 16, 2023 |
| Book Page | 4952/1715 |
| Instrument | 2023019036 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 10, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 385 ELM ST, ORADELL, NJ 07649-2207 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0040260831 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 4026/831 |
| Instrument | 2021040224 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 385 Elm St was $15,494, down 5.1% from the year before.
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $711,100 (+5.33%) Land $306,700 Building $404,400 | $711,100 (+5.33%) Land $306,700 Building $404,400 | |
| 2025 | $15,494.00 (-5.11%) | $675,100 Land $289,300 Building $385,800 | $675,100 Land $289,300 Building $385,800 |
| 2024 | $16,329.00 | ||
| 2023 | $597,200 Land $256,200 Building $341,000 | $597,200 Land $256,200 Building $341,000 | |
| 2022 | $15,231.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 385 Elm St in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 23 (1980–2023) |
| Claims Outside the SFHA | 5 of 23 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 385 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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