Gunnison County property record for 392 Apache Rd, Gunnison, CO 81230 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1979 |
| Square Footage | 2,773 sqft |
| Lot Size | 57,064 sqft (1.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $430,000 (2006) |
| Tax Bill | $2,362.00 (2025) |
| Primary APN | R010143 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,773 sqft |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | Concrete Foundation |
| Roof Material | Metal Roof |
| Lot Area | 57,064 sqft (1.3 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 648 sqft Garage |
| Water Source | Well Water Source |
|---|
| Account Number | R010143 |
|---|---|
| Street Address | 392 APACHE RD |
| City | GUNNISON |
| State | CO |
| Zip | 81230-8711 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 37, GUNNISON RIVER SUBDIVISION, FILING NO. 2 |
| Legal Subdivision | GUNNISON RIVER FILING 2 |
| Legal Lot Number | 37 |
| Jurisdiction | GUNNISON CO |
| Minor Civil Division | GUNNISON |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 963602 |
Source: Gunnison County records · APN R010143
Assessment roll updated August 25, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 392 APACHE RD, GUNNISON, CO 81230-8711 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 24, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Sep 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THE GUNNISON BANK & TRUST CO |
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE GUNNISON BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 08, 2006 · Amount on Record |
| Deed Sale | Dec 08, 2006 · Amount on Record |
| Prior Sale | Dec 08, 2006 · Amount on Record |
| Deed Doc Number | 0000571515 |
| Last Transfer Date | Oct 02, 2009 |
| Transfer Doc | 0000594365 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUNNISON CO |
| Property Address | 392 APACHE RD, GUNNISON, CO 81230-8711 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0000655440 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 0655440 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUNNISON CO |
| Property Address | 392 APACHE RD, GUNNISON, CO 81230-8711 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000662364 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 662364 |
| Name | THE GUNNISON BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | GUNNISON, CO 81230 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUNNISON CO |
| Property Address | 392 APACHE RD, GUNNISON, CO 81230-8711 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|---|
| Address | 392 APACHE RD, GUNNISON, CO 81230-8711 |
| Document Number | 0000673868 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 673868 |
| Name | THE GUNNISON BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | GUNNISON, CO 81230 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: Gunnison County records · Assessment roll updated August 25, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Gunnison County |
| Unified School District | Gunnison Watershed School District RE-1J (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,362.00 (+42.03%) | $49,150 (+17.16%) Land $12,180 Building $36,970 | $786,480 (+25.59%) Land $194,930 Building $591,550 |
| 2024 | $1,663.00 (+1.71%) | $41,950 (+32.88%) Land $13,400 Building $28,550 | |
| 2023 | $1,635.00 (-19.34%) | $31,570 (-6.13%) Land $10,090 Building $21,480 | $626,210 (+7.22%) Land $200,060 Building $426,150 |
| 2022 | $2,027.00 | $33,630 Land $6,310 Building $27,320 | $584,020 Land $109,630 Building $474,390 |
392 Apache Rd is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Gunnison County (08051C), updated September 11, 2025
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 9th in Colorado |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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