391 Apache Rd, Gunnison, CO 81230 Property Records

Gunnison County property record for 391 Apache Rd, Gunnison, CO 81230

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,185 sqft · built 1992
Lot Size1.08 acres (47,045 sqft)
OwnerIndividual Name on Record
Last Sale$549,000 (Aug 2018)
Tax Bill$2,974 (2025)
Deeds & MortgagesJun 2020 Line of Credit
Oct 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR027017

Property Details

APN / Parcel Number

Primary APNR027017
Alternative APN
  • 370124005019

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,185 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof MaterialMetal
Lot Area47,045 sqft (1.08 acres)
Garage Area468 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelGas
Water SourceWell

Location & Zoning

Account NumberR027017
Street Address391 APACHE RD
CityGUNNISON
StateCO
Zip81230-8711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 24, GUNNISON RIVER SUBDIVISION, FILING NO. 2
Legal SubdivisionGUNNISON RIVER FILING 2
Legal Lot Number24
JurisdictionGUNNISON CO
Township / Civil DivisionGUNNISON
Census Block Group3
Census Block3006
Census Tract963602

Owner

Source: Gunnison County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address391 APACHE RD, GUNNISON, CO 81230-8711
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF THE WEST
Oct 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
ARVEST BANK
Aug 7, 2018Warranty Deed, Transfer · Conventional Mortgage
GREAT WESTERN BANK
Aug 7, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2018 · Amount on Record
Deed SaleAug 7, 2018 · Amount on Record
Prior SaleAug 7, 2018 · Amount on Record
Deed Document Number0655023
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUNNISON CO
Property Address391 APACHE RD, GUNNISON, CO 81230-8711
Transaction TypeMortgage
Record UpdatedJun 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000667113
DateJun 18, 2020
Instrument667113
Lender
NameBANK OF THE WEST
TypeBank
AddressGUNNISON, CO 81230
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 1, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUNNISON CO
Property Address391 APACHE RD, GUNNISON, CO 81230-8711
Transaction TypeMortgage
Record UpdatedJun 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000662884
DateOct 10, 2019
Instrument662884
Lender
NameARVEST BANK
TypeBank
AddressLOWELL, AR 72745
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUNNISON CO
Recording DateAug 7, 2018
Property Address391 APACHE RD, GUNNISON, CO 81230-8711
Document Number0000655023
Instrument DateAug 2, 2018
Instrument0655023
Transaction TypeTransfer
Record UpdatedJun 23, 2022
Title CompanyGUNNISON COUNTY ABSTRACT COM

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$54.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address391 APACHE RD, GUNNISON, CO 81230-8711

Mortgage

Document Number0000655025
DateAug 7, 2018
Instrument0655025
Lender
NameGREAT WESTERN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Mortgage

Document Number0000655026
DateAug 7, 2018
Instrument0655026
Lender
NameRED ROCKS CU
TypeCredit Union
AddressLITTLETON, CO 80120
Agreement
AmountAmount Recorded
Term241 Months
DueSep 7, 2038

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGUNNISON CO
Recording DateAug 7, 2018
Property Address391 APACHE RD, GUNNISON, CO 81230-8711
Document Number0000655024
Instrument DateAug 2, 2018
Instrument0655024
Transaction TypeTransfer
Record UpdatedJun 23, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address391 APACHE RD, GUNNISON, CO 81230-8711

Tax Assessment & Valuation

Source: Gunnison County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyGunnison County
Unified School DistrictGunnison Watershed School District RE-1J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,974.00 (+49%)$54,090 (+29.99%) Land $10,590 Building $43,500$865,500 (+39.34%) Land $169,500 Building $696,000
2024$1,996.00 (+1.68%)$41,610 (+9.67%) Land $9,570 Building $32,040
2023$1,963.00 (-24.15%)$37,940 (-11.79%) Land $8,730 Building $29,210$621,160 (+0.38%) Land $142,900 Building $478,260
2022$2,588.00$43,010 Land $6,100 Building $36,910$618,790 Land $87,700 Building $531,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Xtream Internet
Fixed Wireless
500 / 100
Visionary Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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