Cape May County and Ocean City property record for 3919 Central Ave, Ocean City, NJ 08226
| Property Type | Single Family Home |
|---|---|
| Details | 1,596 sqft · built 2022 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $26,680 (2024) |
| Deeds & Mortgages | Feb 2023 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 08-03901-0000-00008-0000-C3919 |
| Primary APN | 08-03901-0000-00008-0000-C3919 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,596 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Street Address | 3919 CENTRAL AVE |
|---|---|
| City | OCEAN CITY |
| State | NJ |
| Zip | 08226-1730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3917-19 CENTRAL AVE UNIT 3919 S |
| Legal Subdivision | 39 07-19 CENTRAL AVE CONDO |
| Legal Block | 3901 |
| Legal Lot Number | 8 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | OCEAN CITY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20206 |
3919 Central Ave is owned by two individuals who acquired it in September 2005.
Source: Cape May County and Ocean City records, as of July 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2140 WALLINGFORD CIR, HATBORO, PA 19040-3017 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 27, 2005 |
| Transfer Doc | 0031900482 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 3919 CENTRAL AVE, OCEAN CITY, NJ 08226-1730 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000003845 |
|---|---|
| Date | Feb 22, 2023 |
| Book Page | M6627/774 |
| Instrument | 2023003845 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.05% |
| Change Frequency | 6 Months |
| Max Rate At Change | 0.03% |
| Index | Other |
| Max Rate | 0.1% |
Source: Cape May County and Ocean City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Ocean City |
| Unified School District | Ocean City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,377,900 (-) Land $860,000 Building $1,517,900 | $2,377,900 (-) Land $860,000 Building $1,517,900 | |
| 2025 | $2,377,900 Land $860,000 Building $1,517,900 | $2,377,900 Land $860,000 Building $1,517,900 | |
| 2024 | $26,680.00 | ||
| 2023 | $2,377,900 Land $860,000 Building $1,517,900 | $2,377,900 Land $860,000 Building $1,517,900 | |
| 2022 | $24,468.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3919 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 116 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 633 units insured incl. 517 condo units |
| Nearby Flood Claims | 727 (1978–2021) |
| Claims Outside the SFHA | 2 of 727 |
| Most Recent Claim | Jul 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3919 Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - OCEAN CITY private · serves 127,000 people · EPA ID NJ0508001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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