Cape May County and Ocean City property record for 3917 Central Ave, Ocean City, NJ 08226
| Property Type | Single Family Home |
|---|---|
| Details | 1,673 sqft · built 2022 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,995,000 (Sep 2022) |
| Tax Bill | $22,554 (2024) |
| Deeds & Mortgages | Jun 2022 Refinance Apr 2023 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 08-03901-0000-00008-0000-C3917 |
| Primary APN | 08-03901-0000-00008-0000-C3917 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,673 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Street Address | 3917 CENTRAL AVE |
|---|---|
| City | OCEAN CITY |
| State | NJ |
| Zip | 08226-1730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3917-19 CENTRAL AVE UNIT 3917 UNIT 313-15 |
| Legal Subdivision | 3917-19 CENTRAL AVE CONDO |
| Legal Block | 3901 |
| Legal Lot Number | 8 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | OCEAN CITY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20206 |
3917 Central Ave is owned and occupied by two individuals who bought it in September 2022.
Source: Cape May County and Ocean City records, as of July 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3917 CENTRAL AVE, OCEAN CITY, NJ 08226-1730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WILLIAM PENN BANK |
| Apr 10, 2023 | Deed, Transfer |
| Sep 30, 2022 | Deed, Transfer |
| Mar 11, 2021 | Grant Deed, Transfer WILLIAM PENN BK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2022 · Amount on File |
| Deed Sale | Sep 30, 2022 · Amount on File |
| Prior Sale | Mar 11, 2021 · Amount on File |
| Deed Document Number | 202230193 |
| Deed Book / Page | 4080 / 635 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 3917 CENTRAL AVE, OCEAN CITY, NJ 08226-1730 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000019809 |
|---|---|
| Date | Jun 9, 2022 |
| Book Page | M6571/259 |
| Instrument | 2022019809 |
| Name | WILLIAM PENN BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Apr 10, 2023 |
| Property Address | 3917 CENTRAL AVE, OCEAN CITY, NJ 08226-1730 |
| Document Number | 0000007586 |
| Book / Page | D4109 / 16 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 2023007586 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1631 WHISPERING WOODS WAY, VINELAND, NJ 08361-8651 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3917 CENTRAL AVE, OCEAN CITY, NJ 08226-1730 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Sep 30, 2022 |
| Property Address | 3917 CENTRAL AVE, OCEAN CITY, NJ 08226-1730 |
| Document Number | 0000030193 |
| Book / Page | D4080 / 635 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 2022030193 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1631 WHISPERING WOODS WAY, VINELAND, NJ 08361-8651 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Mar 11, 2021 |
| Property Address | 3917 CENTRAL AVE # 19, 19, OCEAN CITY, NJ 08226-1730 |
| Document Number | 0039710379 |
| Book / Page | 003971 / 000379 |
| Instrument Date | Jan 27, 2021 |
| Instrument | 12533 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2021 |
| Title Company | ATRIUM EXECUTIVE ABSTRACT LLC, ATRIUM EXECUTIVE ABS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2140 WALLINGFORD CIR HATBORO PA 190403017, HATBORO, PA 19040-3017 |
| Document Number | 63510522 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 006351/000522 |
| Instrument | 12535 |
| Name | WILLIAM PENN BK FSB |
|---|---|
| Type | Bank |
| Address | 509 S WHITE HORSE PIKE, AUDUBON, NJ 08106-1312 |
| Amount | Amount on Record |
|---|
Source: Cape May County and Ocean City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Ocean City |
| Unified School District | Ocean City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,010,200 (-) Land $860,000 Building $1,150,200 | $2,010,200 (-) Land $860,000 Building $1,150,200 | |
| 2025 | $2,010,200 Land $860,000 Building $1,150,200 | $2,010,200 Land $860,000 Building $1,150,200 | |
| 2024 | $22,554.00 | ||
| 2023 | $2,010,200 Land $860,000 Building $1,150,200 | $2,010,200 Land $860,000 Building $1,150,200 | |
| 2022 | $20,684.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3917 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 116 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 633 units insured incl. 517 condo units |
| Nearby Flood Claims | 727 (1978–2021) |
| Claims Outside the SFHA | 2 of 727 |
| Most Recent Claim | Jul 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3917 Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - OCEAN CITY private · serves 127,000 people · EPA ID NJ0508001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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