Oakland County property record for 3918 Estates Dr, Troy, MI 48084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,393 sqft · built 1968 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,000 (May 2023) |
| Tax Bill | $7,763 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-19-227-003 |
| Primary APN | 88-20-19-227-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,393 sqft Living Area |
| 1st Floor Area | 1,349 sqft |
| Basement Area | 1,349 sqft |
| Finished Basement | 1,349 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 316 sqft |
| Deck Area | 256 sqft |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3918 ESTATES DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48084-1171 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 19 TROY ESTATES SUB. LOT 97 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 19 |
| Legal Subdivision | TROY ESTATES SUB |
| Legal Lot Number | 97 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 196700 |
Source: Oakland County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3918 ESTATES DR, TROY, MI 48084-1171 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 12, 2025 | Deed of Trust, Mortgage · Line of Credit CHIROPRACTIC FCU |
| May 5, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 21, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage SIGNATURE COLLECTION PROPERTIES LLC |
| Jun 13, 2022 | Warranty Deed, Transfer |
| May 28, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2023 · Amount on Record |
| Deed Sale | May 5, 2023 · Amount on Record |
| Prior Sale | Jun 13, 2022 · Amount on Record |
| Deed Document Number | 202349981 |
| Deed Book / Page | 58587 / 35 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 12, 2026 |
| Property Address | 3918 ESTATES DR, TROY, MI 48084-1171 |
| Document Number | 0000083491 |
| Book / Page | 61285 / 51 |
| Instrument Date | May 28, 2026 |
| Instrument | 202683491 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3918 ESTATES DR, TROY, MI 48084-1171 |
| Document Number | 0000083491, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 61285/51 |
| Instrument | 202683491 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3918 ESTATES DR, TROY, MI 48084-1171 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3918 ESTATES DR, TROY, MI 48084-1171 |
| Document Number | 20250142146 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 60692/520 |
| Instrument | 20250142146 |
| Name | CHIROPRACTIC FCU |
|---|---|
| Type | Credit Union |
| Address | FARMINGTON, MI 48335 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 11, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 5, 2023 |
| Property Address | 3918 ESTATES DR, TROY, MI 48084-1171 |
| Document Number | 0000049981 |
| Book / Page | 58587 / 35 |
| Map Reference | LB 118 PG 16 |
| Instrument Date | Apr 27, 2023 |
| Instrument | 49981 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3487 WARWICK DR, ROCHESTER HILLS, MI 48309-4708 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3418 CHALICE RD, LAKE ORION, MI 48359-1119 |
| Document Number | 0000048217 |
|---|---|
| Date | May 2, 2023 |
| Book Page | 58576/585 |
| Instrument | 48217 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3918 ESTATES DR, TROY, MI 48084-1171 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3487 WARWICK DR, ROCHESTER HILLS, MI 48309-4708 |
| Document Number | 0000401079 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 57875/765 |
| Instrument | 401079 |
| Name | SIGNATURE COLLECTION PROPERTIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BIRMINGHAM, MI 48009 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | Jan 3, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 13, 2022 |
| Property Address | 3918 ESTATES DR, TROY, MI 48084-1171 |
| Document Number | 0000396174 |
| Book / Page | 57847 / 537 |
| Map Reference | LB 118 PG 16 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 396174 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,962.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3918 ESTATES DR, 3918, TROY, MI 48084-1171 |
| Name | Verified Name |
|---|---|
| Address | 3918 ESTATES DR, TROY, MI 48084-1171 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3918 ESTATES DR, TROY, MI 48084-1171 |
| Document Number | 0000108730 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3918 ESTATES DR TROY MI 480841171, TROY, MI 48084-1171 |
| Document Number | 0000108730 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 054308/000777 |
| Instrument | 108730 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,763.00 (+77.48%) | ||
| 2023 | $400,420 | ||
| 2022 | $4,374.00 | $200,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures