3840 Estates Dr, Troy, MI 48084 Property Records

Oakland County property record for 3840 Estates Dr, Troy, MI 48084

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,501 sqft · built 1969
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on Record
Tax Bill$4,685 (2025)
Deeds & MortgagesJun 2026 Transfer
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN88-20-19-227-007

Property Details

APN / Parcel Number

Primary APN88-20-19-227-007

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories3 Stories
Building Area2,501 sqft Living Area
1st Floor Area1,670 sqft
Basement Area1,670 sqft
Unfinished Basement957 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleTri-Level
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions160 ft deep x 118 ft wide
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area55 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3840 ESTATES DR
CityTROY
StateMI
Zip48084-1159
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 19 TROY ESTATES SUB. LOT 101
Legal Range11E
Legal Township2N
Legal Section19
Legal SubdivisionTROY ESTATES SUB
Legal Lot Number101
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2008
Census Tract196700

Owner

Source: Oakland County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3840 ESTATES DR, TROY, MI 48084-1159
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
GENISYS CU
Jun 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
GENISYS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2002
Deed SaleMay 16, 2002
Prior SaleNov 6, 2000 · Amount on Record
Last Transfer DateJun 2, 2026
Transfer Doc0000090007
Record UpdatedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJun 24, 2026
Property Address3840 ESTATES DR, TROY, MI 48084-1159
Document Number0000090007
Book / Page61309 / 447
Instrument DateJun 2, 2026
Instrument202690007
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address3840 ESTATES DR, TROY, MI 48084-1159

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3840 ESTATES DR, TROY, MI 48084-1159
Transaction TypeMortgage
Record UpdatedAug 23, 2021
Title CompanyEVONS TITLE, DEVON TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3840 ESTATES DR, TROY, MI 48084-1159

Mortgage

Document Number0000190362
DateAug 3, 2021
Book Page56641/306
Instrument190362
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2041

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3840 ESTATES DR, TROY, MI 48084-1159
Document Number0000133124
Instrument DateJul 23, 2019
Transaction TypeMortgage
Record UpdatedSep 12, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3840 ESTATES DR TROY MI 480841159, TROY, MI 48084-1159

Mortgage

Document Number0000133124
DateAug 20, 2019
Book Page053149/000342
Instrument133124
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326-2947
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 19, 2029

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3840 ESTATES DR, TROY, MI 48084-1159
Document Number0000155583
Book / Page050982 / 000225
Instrument DateJun 23, 2017
Transaction TypeMortgage
Record UpdatedSep 8, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3840 ESTATES DR TROY MI 480841159, TROY, MI 48084-1159

Mortgage

Document Number0000155583
DateAug 17, 2017
Book Page050982/000225
Instrument155583
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326-2947
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueAug 16, 2022

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,685.00 (+6.24%)
2023$408,600
2022$4,410.00$204,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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