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3918 E 9th St, Panama City, FL 32404 Property Records

Bay County property record for 3918 E 9th St, Panama City, FL 32404

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 2,432 sqft · built 2020
Lot Size0.366 acres (15,942 sqft)
Owner2 Individual Names on File
Last Sale$255,000 (Apr 2025)
Tax Bill$2,879 (2025)
Deeds & MortgagesJul 2020 Mortgage
Feb 2019 Sale
Flood ZoneZone X (minimal risk)
APN15056-000-000

Property Details

APN / Parcel Number

Primary APN15056-000-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,432 sqft Living Area
1st Floor Area2,432 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,942 sqft (0.366 acres)
Lot Dimensions110 ft deep x 145 ft wide
Garage Area240 sqft
DrivewayDriveway
PorchFinished/Open Porch
Porch Area57 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3918 E 9TH ST
CityPANAMA CITY
StateFL
Zip32404-5926
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description1 4S 14W -127- BEG 550 FT N & 250 FT E OF SW COROF NW1/4 OF SW1/4 N 110 FT E 145 FT S 110 FT W 145 FT TO BEG ORB 4095 P 1640
Legal Range14W
Legal Township04S
Legal Section01
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2009
Census Tract1100

Owner

3918 E 9th St, a mobile home, is owned and occupied by two individuals who bought it in April 2025.

Source: Bay County records, as of January 5, 2026

Owner of Record2 Individual Names on File
Mailing Address3918 E 9TH ST, PANAMA CITY, FL 32404-5926
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2020Deed of Trust, Mortgage
VANDERBILT MTG & FIN
Feb 28, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2025 · Amount on File
Deed SaleApr 21, 2025 · Amount on File
Prior SaleFeb 28, 2019 · Amount on File
Deed Document Number202521321
Deed Book / Page4904 / 1216
Prior Transfer DateDec 4, 2014
Prior Transfer Doc0036591705
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address3918 E 9TH ST, PANAMA CITY, FL 32404-5926
Document Number0042821358
Instrument DateJul 28, 2020
Transaction TypeMortgage
Record UpdatedSep 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3918 E 9TH ST PANAMA CITY FL 324045926, PANAMA CITY, FL 32404-5926

Mortgage

Document Number0042821358
DateAug 4, 2020
Book Page004282/001358
Instrument50807
Lender
NameVANDERBILT MTG & FIN
TypeMortgage Company
AddressMARYVILLE, TN 37804
Agreement
AmountAmount on Record
Term276 Months
DueAug 3, 2043

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateFeb 28, 2019
Property Address3918 E 9TH ST, PANAMA CITY, FL 32404-5926
Document Number0040951640
Book / Page004095 / 001640
Instrument DateFeb 28, 2019
Instrument22871
Transaction TypeTransfer
Record UpdatedMar 12, 2019

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address816 TRANSMITTER RD PANAMA CITY BEACH FL 324015367, PANAMA CITY BEACH, FL 32401-5367

Tax Assessment & Valuation

The 2025 property tax bill for 3918 E 9th St was $2,879, down 1% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,879.00 (-0.96%)$162,691$218,831 Land $43,877 Building $174,954
2024$2,907.00 (+21.94%)
2023$2,384.00 (+13.47%)$134,455 (+7.87%) Land $28,391 Building $106,064$134,455 (+7.87%) Land $28,391 Building $106,064
2022$2,101.00$124,649 Land $24,519 Building $100,130$124,649 Land $24,519 Building $100,130

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3918 E 9th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims9 (1991–2021)
Claims Outside the SFHA6 of 9
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Hurricane Michael, Oct 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3918 E 9th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people · EPA ID FL1030148
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: WOW Internet, Cable & Phone.

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