Bay County property record for 3841 E 9th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 2014 |
| Lot Size | 0.146 acres (6,359 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,905 (Dec 2013) |
| Tax Bill | $1,919 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15470-010-000 |
| Primary APN | 15470-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,359 sqft (0.146 acres) |
| Lot Dimensions | 128 ft deep x 50 ft wide |
| Driveway | Driveway |
| Driveway Area | 468 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 168 sqft |
| Patio Area | 42 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3841 E 9TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MC LEMORES SPRINGFIELD HTS LOT 24 BLK 1 ORB 3574 P 991 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Legal Subdivision | MC LEMORES SPRINGFIELD HTS |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1100 |
3841 E 9th St is owned by a company that bought it in December 2013.
Source: Bay County records, as of April 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1405 BRITTON RD, LYNN HAVEN, FL 32444-3309 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2013 · Amount on File |
| Deed Sale | Dec 27, 2013 · Amount on File |
| Prior Sale | Feb 11, 2004 · Amount on File |
| Deed Document Number | 201375649 |
| Deed Book / Page | 3574 / 991 |
| Prior Transfer Date | Nov 3, 2003 |
| Prior Transfer Doc | 0023960969 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3841 E 9th St was $1,919, down 5.5% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,919.00 (-5.47%) | $121,052 Land $16,320 Building $104,732 | $121,052 Land $16,320 Building $104,732 |
| 2024 | $2,030.00 (+1.4%) | ||
| 2023 | $2,002.00 (+15.12%) | $111,097 (+10.02%) Land $10,560 Building $100,537 | $111,097 (+10.02%) Land $10,560 Building $100,537 |
| 2022 | $1,739.00 | $100,981 Land $9,120 Building $91,861 | $100,981 Land $9,120 Building $91,861 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3841 E 9th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1991–2021) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3841 E 9th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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