3917 Seneca Ave, Lorain, OH 44055 Property Records

Lorain County property record for 3917 Seneca Ave, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,008 sqft · built 1970
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$156,000 (Jun 2026)
Tax Bill	$1,320 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-100-116-034`

Property Details

APN / Parcel Number

Primary APN	`03-00-100-116-034`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	112 sqft
Patio Area	328 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	3917 SENECA AVE
City	LORAIN
State	OH
Zip	44055-2634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKWOOD ACRES 5 62 X 120
Legal Subdivision	OAKWOOD ACRES 5
Legal Block	116
Legal Lot Number	360
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2013
Census Tract	97500

Owner

Source: Lorain County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3917 SENECA AVE, LORAIN, OH 44055-2634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Apr 10, 2017	Grant Deed, Transfer URBAN SETTLEMENT SERVICES LLC, URBAN SETTLEMENT SVCS LLC
Mar 23, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Apr 10, 2017 · Amount on Record
Deed Document Number	202698861
Prior Transfer Date	Jan 4, 2017
Prior Transfer Doc	0000623265
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 8, 2026
Property Address	3917 SENECA AVE, LORAIN, OH 44055-2634
Document Number	0000098861
Instrument Date	Jun 3, 2026
Instrument	202698861
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	INFINITE TITLE, INFINITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,024.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3917 SENECA AVE, LORAIN, OH 44055-2634

Mortgage

Document Number	0000098862,
Date	Jun 8, 2026
Instrument	202698862

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 10, 2017
Property Address	3917 SENECA AVE, LORAIN, OH 44055-2634
Document Number	0000625315
Instrument Date	Mar 28, 2017
Instrument	625315
Transaction Type	Transfer
Record Updated	May 25, 2017
Title Company	URBAN SETTLEMENT SERVICES LLC, URBAN SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$109.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3623 RESERVE TRL LORAIN OH 440531606, LORAIN, OH 44053-1606

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 23, 2017
Property Address	3917 SENECA AVE, LORAIN, OH 44055-2634
Document Number	0000623265
Instrument Date	Nov 2, 2016
Instrument	623265
Transaction Type	Foreclosure
Record Updated	May 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,320.00 (-4.97%)	$32,880 (-0.01%) Land $5,120 Building $27,760	$93,950 (-) Land $14,640 Building $79,310
2024	$1,389.00 (+0.8%)	$32,883 (+26.08%) Land $5,124 Building $27,759	$93,950 (+26.07%) Land $14,640 Building $79,310
2023	$1,378.00 (+0.88%)	$26,082 (-0.03%) Land $5,705 Building $20,377	$74,520 (-) Land $16,300 Building $58,220
2022	$1,366.00	$26,090 Land $5,710 Building $20,380
2021			$74,520 Land $16,300 Building $58,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, T-Mobile.

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