3913 Seneca Ave, Lorain, OH 44055 Property Records

Lorain County property record for 3913 Seneca Ave, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1970
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$64,900 (Jul 2018)
Tax Bill	$217 (2025)
Deeds & Mortgages	Feb 2023 Transfer Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-100-116-033`

Property Details

APN / Parcel Number

Primary APN	`03-00-100-116-033`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	120 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	352 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3913 SENECA AVE
City	LORAIN
State	OH
Zip	44055-2634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKWOOD ACRES 5 FRNT 0062.00 DPTH 0120.00
Legal Subdivision	OAKWOOD ACRES SUBDIVISION #5
Legal Block	116
Legal Lot Number	359
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2013
Census Tract	97500

Owner

3913 Seneca Ave is owned and occupied by an individual who bought it in July 2018.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3913 SENECA AVE, LORAIN, OH 44055-2634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Transfer on Death Deed, Transfer
Feb 19, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INV LLC
Jul 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2018 · Amount on File
Deed Sale	Jul 30, 2018 · Amount on File
Prior Sale	Nov 29, 1999 · Amount on File
Deed Document Number	2018004278
Record Updated	Jun 8, 2026

February 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 28, 2023
Property Address	3913 SENECA AVE, LORAIN, OH 44055-2634
Document Number	0000907947
Map Reference	VOL 24 PG 87
Instrument Date	Feb 22, 2023
Instrument	2023-0907947
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3913 SENECA AVE, LORAIN, OH 44055-2634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3913 SENECA AVE, LORAIN, OH 44055-2634

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3913 SENECA AVE, LORAIN, OH 44055-2634
Document Number	0000753426
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Apr 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3913 SENECA AVE LORAIN OH 440552634, LORAIN, OH 44055-2634

Mortgage

Document Number	0000753426
Date	Mar 18, 2020
Instrument	753426

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 30, 2018
Property Address	3913 SENECA AVE, LORAIN, OH 44055-2634
Document Number	0000681771
Map Reference	PB 24 PG 87
Instrument Date	Jul 24, 2018
Instrument	2018-0681771
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Tax	$259.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3913 SENECA AVE, LORAIN, OH 44055-2634

Tax Assessment & Valuation

The 2025 property tax bill for 3913 Seneca Ave was $217.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$217.00	$26,490 (-0.02%) Land $5,120 Building $21,370	$75,700 (-) Land $14,640 Building $61,060
2024	$217.00 (-65.88%)	$26,495 (+23.15%) Land $5,124 Building $21,371	$75,700 (+23.15%) Land $14,640 Building $61,060
2023	$636.00 (-2.3%)	$21,515 (-0.02%) Land $5,705 Building $15,810	$61,470 Land $16,300 Building $45,170
2022	$651.00	$21,520 Land $5,710 Building $15,810
2021			$61,470 Land $16,300 Building $45,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3913 Seneca Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3913 Seneca Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, T-Mobile.

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