3917 Prospect St, Williamsburg, VA 23185 Property Records

Williamsburg City property record for 3917 Prospect St, Williamsburg, VA 23185

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 1,934 sqft · built 2019
Lot Size	0.026 acres (1,133 sqft)
Owner	Individual Name on File
Last Sale	$308,610 (Jan 2020)
Tax Bill	$2,413 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`591-(03)-2B-049`

Property Details

APN / Parcel Number

Primary APN	`591-(03)-2B-049`
Alternative APN	`2026.057.513`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,934 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Roof Material	Shingle
Lot Area	1,133 sqft (0.026 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	3917 PROSPECT ST
City	WILLIAMSBURG
State	VA
Zip	23185-4872
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	ED-C (ECON
Legal Description	VILLAGE GREEN N TOWNHOMES @ QUARTERPATH PH 2B LOT 49
Legal Subdivision	VILLAGE GREEN NORTH (TOWN HOME)
Legal Phase	2B
Legal Lot Number	49
Jurisdiction	WILLIAMSBURG CITY VA
Township / Civil Division	WILLIAMSBURG
Census Block Group	2
Census Block	2001
Census Tract	370100

Owner

3917 Prospect St, a townhouse, is owned by an individual who bought it in January 2020.

Source: Williamsburg City records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 290573, YIGO, GU 96929-3039
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Bargain and Sale Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
Oct 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Jan 31, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 17, 2019	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2020 · Amount on File
Deed Sale	Jan 31, 2020 · Amount on File
Prior Sale	Sep 17, 2019 · Amount on File
Deed Document Number	2020862
Record Updated	Sep 20, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Jul 17, 2026
Property Address	3917 PROSPECT ST, WILLIAMSBURG, VA 23185-4872
Document Number	0000002504
Instrument Date	Jul 16, 2026
Instrument	20262504
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,289.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3917 PROSPECT ST, WILLIAMSBURG, VA 23185-4872

Mortgage

Document Number	0000002505,
Date	Jul 17, 2026
Instrument	20262505

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSBURG CITY VA
Property Address	3917 PROSPECT ST, WILLIAMSBURG, VA 23185-4872
Transaction Type	Mortgage
Record Updated	Dec 15, 2022
Title Company	CLA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000204578
Date	Oct 30, 2020
Instrument	204578

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Jan 31, 2020
Property Address	3917 PROSPECT ST, WILLIAMSBURG, VA 23185-4872
Document Number	0000200862
Instrument Date	Jan 30, 2020
Instrument	200862
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 15, 2022
Title Company	LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3917 PROSPECT ST, WILLIAMSBURG, VA 23185-4872

Mortgage

Document Number	0000200863
Date	Jan 31, 2020
Instrument	200863

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Sep 17, 2019
Property Address	3917 PROSPECT ST, WILLIAMSBURG, VA 23185-4872
Document Number	0000194482
Instrument Date	Sep 12, 2019
Instrument	194482
Transaction Type	Transfer
Record Updated	Dec 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 DILIGENCE DR STE 114, 114, NEWPORT NEWS, VA 23606-4211
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3917 Prospect St was $2,413.

Source: Williamsburg City assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Williamsburg City
Unified School District	Williamsburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,413.00	$389,200 Land $76,000 Building $313,200	$389,200 Land $76,000 Building $313,200
2023	$2,294.00	$370,100 Land $76,000 Building $294,100	$370,100 Land $76,000 Building $294,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3917 Prospect St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3917 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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