3909 Prospect St, Williamsburg, VA 23185 Property Records

Williamsburg City property record for 3909 Prospect St, Williamsburg, VA 23185

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 2,076 sqft · built 2020
Lot Size	0.036 acres (1,568 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Apr 2023)
Tax Bill	$2,503 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jun 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`591-(03)-2B-053`

Property Details

APN / Parcel Number

Primary APN	`591-(03)-2B-053`
Alternative APN	`2026.149.514`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,076 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Roof Material	Shingle
Lot Area	1,568 sqft (0.036 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	3909 PROSPECT ST
City	WILLIAMSBURG
State	VA
Zip	23185-4872
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	ED-C (ECON
Legal Description	VILLAGE GREEN N TOWNHOMES @ QUARTERPATH PH 2B LOT 53
Legal Subdivision	VILLAGE GREEN NORTH (TOWN HOME)
Legal Phase	2B
Legal Lot Number	53
Jurisdiction	WILLIAMSBURG CITY VA
Township / Civil Division	WILLIAMSBURG
Census Block Group	2
Census Block	2001
Census Tract	370100

Owner

Source: Williamsburg City records, as of March 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3909 PROSPECT ST, WILLIAMSBURG, VA 23185-4872
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE
Jun 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABNB FEDERAL CREDIT UNION
Mar 18, 2021	Warranty Deed, Subdivision Related Transfer LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2023 · Amount on Record
Deed Sale	Apr 12, 2023 · Amount on Record
Prior Sale	Mar 18, 2021 · Amount on Record
Deed Document Number	2023820
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Apr 12, 2023
Property Address	3909 PROSPECT ST, WILLIAMSBURG, VA 23185-4872
Document Number	0020230820
Instrument Date	Apr 5, 2023
Instrument	20230820
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	BARRISTERS OF OHIO, BARRISTERS OF VA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 PROSPECT ST, WILLIAMSBURG, VA 23185-4872
Investor	Possibly a Property Investor

Mortgage

Document Number	0020230821
Date	Apr 12, 2023
Instrument	20230821

Lender

Name	TOWNE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSBURG CITY VA
Property Address	3909 PROSPECT ST, WILLIAMSBURG, VA 23185-4872
Transaction Type	Mortgage
Record Updated	Dec 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020222024
Date	Jun 22, 2022
Instrument	20222024

Lender

Name	ABNB FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	202 Months
Due	Apr 29, 2039

Interest

Rate Type	Adjustable Rate

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Mar 18, 2021
Property Address	3909 PROSPECT ST, WILLIAMSBURG, VA 23185-4872
Document Number	0000210902
Instrument Date	Mar 15, 2021
Instrument	210902
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 15, 2022
Title Company	LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 PROSPECT ST, WILLIAMSBURG, VA 23185-4872

Tax Assessment & Valuation

Source: Williamsburg City assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Williamsburg City
Unified School District	Williamsburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,503.00 (+4.86%)	$403,800 (+4.88%) Land $76,600 Building $327,200	$403,800 (+4.88%) Land $76,600 Building $327,200
2023	$2,387.00	$385,000 Land $76,600 Building $308,400	$385,000 Land $76,600 Building $308,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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