3917 James Ave, Waco, TX 76711 Property Records

McLennan County property record for 3917 James Ave, Waco, TX 76711

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 944 sqft · built 1953
Lot Size	0.25 acres (10,902 sqft)
Owner	2 Individual Names on File
Last Sale	$53,800 (Jul 2012)
Tax Bill	$3,115 (2025)
Deeds & Mortgages	Jul 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`48-037700-023100-2`

Property Details

APN / Parcel Number

Primary APN	`48-037700-023100-2`
Alternative APNs	`4803770002310020111` `189795`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	944 sqft Living Area
Gross Area	1,208 sqft
1st Floor Area	944 sqft
Flooring	Carpet

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1979
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	10,902 sqft (0.25 acres)
Lot Dimensions	193 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	264 sqft
Driveway	Concrete Driveway
Driveway Area	530 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3917 JAMES AVE
City	WACO
State	TX
Zip	76711-1739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SHELBY LOT 5 BLOCK 17 ACRES .2503
Legal Subdivision	SHELBY
Legal Block	17
Legal Lot Number	5
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4003
Census Tract	4300

Owner

3917 James Ave is owned and occupied by two individuals who bought it in July 2012.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3917 JAMES AVE, WACO, TX 76711-1739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2012 · Amount on File
Deed Sale	Jul 17, 2012 · Amount on File
Prior Sale	Jan 12, 2012
Deed Document Number	201221841
Prior Transfer Date	Jul 13, 2012
Prior Transfer Doc	0000021841
Record Updated	Oct 29, 2026

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	3917 JAMES AVE, WACO, TX 76711-1739
Document Number	0000028763
Instrument Date	Jul 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3917 JAMES AVE WACO TX 767111739, WACO, TX 76711-1739

Mortgage

Document Number	0000028763
Date	Aug 27, 2019
Instrument	28763

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76714

Agreement

Amount	Amount on Record
Term	60 Months
Due	Aug 26, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 3917 James Ave was $3,115, down 1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,863 (-1.23%) Land $27,472 Building $109,391	$136,863 (-1.23%) Land $27,472 Building $109,391
2025	$3,115.00 (-0.99%)	$138,570 Land $24,970 Building $113,600	$138,570 Land $24,970 Building $113,600
2024	$3,146.00
2023		$132,100 Land $24,970 Building $107,130	$132,100 Land $24,970 Building $107,130
2022	$2,961.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3917 James Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	May 1989 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3917 James Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20