3904 James Ave, Waco, TX 76711 Property Records

McLennan County property record for 3904 James Ave, Waco, TX 76711

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,140 sqft · built 1953
Lot Size	0.182 acres (7,905 sqft)
Owner	Company Name on File
Last Sale	$53,100 (Dec 2016)
Tax Bill	$3,264 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-037700-024000-0`

Property Details

APN / Parcel Number

Primary APN	`48-037700-024000-0`
Alternative APNs	`4803770002400000111` `189804`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	1,700 sqft
1st Floor Area	1,140 sqft
Flooring	Wood

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Metal
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	7,905 sqft (0.182 acres)
Lot Dimensions	120 ft deep x 66 ft wide
Garage Area	220 sqft
Driveway	Driveway
Driveway Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	605 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3904 JAMES AVE
City	WACO
State	TX
Zip	76711-1740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SHELBY LOT 1 BLOCK 18 ACRES .1815
Legal Subdivision	SHELBY
Legal Block	18
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4018
Census Tract	4300

Owner

3904 James Ave is owned by a company that bought it in December 2016.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Company Name on File
Mailing Address	798 WOLF CREEK RD, LORENA, TX 76655-3575
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2016 · Amount on File
Deed Sale	Dec 27, 2016 · Amount on File
Prior Sale	Dec 27, 2016
Deed Document Number	201642077
Prior Transfer Date	Sep 27, 2011
Prior Transfer Doc	0000030793
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3904 JAMES AVE, WACO, TX 76711-1740
Document Number	0000009854
Instrument Date	Mar 20, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	798 WOLF CREEK RD LORENA TX 766553575, LORENA, TX 76655-3575

Mortgage

Document Number	0000009854
Date	Mar 29, 2018
Instrument	9854

Lender

Name	FIRST NAT'L BK/CTRL TX
Type	Bank
Address	WACO, TX 76702

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3904 James Ave was $3,264, up 19.6% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,085 (-17.07%) Land $22,766 Building $124,319	$147,085 (-17.07%) Land $22,766 Building $124,319
2025	$3,264.00 (+19.6%)	$177,370 Land $20,710 Building $156,660	$177,370 Land $20,710 Building $156,660
2024	$2,729.00
2023		$121,000 Land $18,020 Building $102,980	$121,000 Land $18,020 Building $102,980
2022	$2,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3904 James Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	May 1989 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3904 James Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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