3916 Winston Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3916 Winston Ave, Covington, KY 41015

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,620 sqft · built 1904
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Dec 1997)
Tax Bill	$2,166 (2025)
Deeds & Mortgages	Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`056-14-13-022.00`

Property Details

APN / Parcel Number

Primary APN	`056-14-13-022.00`

Interior

Building Area	4,620 sqft Finished Area

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	250 ft deep x 50 ft wide

Location & Zoning

Street Address	3916 WINSTON AVE
City	COVINGTON
State	KY
Zip	41015-1705
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	JONES G W BLK 8 LOT 72 & PTS 77-190 50'X 250' IRREG
Legal Subdivision	JONES G W
Legal Phase	81,8
Legal Block	8
Legal Lot Number	72,190
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1023
Census Tract	61300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ritte's East Historic District listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4370 WHITES RD, RYLAND HGHT, KY 41015-9374
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 1997 · Amount on Record
Deed Sale	Dec 9, 1997 · Amount on Record
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 23, 2021
Property Address	3916 WINSTON AVE, COVINGTON, KY 41015-1705
Document Number	0005900176
Book / Page	79 / 386
Map Reference	PL 92
Instrument Date	Mar 8, 2021
Instrument	21032305900176
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1766 CHRISTOPHER RD, 1766, ABERDEEN, OH 45101-9630

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4370 WHITES RD, RYLAND HGHT, KY 41015-9374

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,500 (+11.62%) Land $67,500 Building $115,000	$182,500 (+11.62%) Land $67,500 Building $115,000
2025	$2,166.00 (-0.51%)	$163,500 (-) Land $67,500 Building $96,000	$163,500 (-) Land $67,500 Building $96,000
2023	$2,177.00	$163,500 Land $67,500 Building $96,000	$163,500 Land $67,500 Building $96,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20